riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Madison County Disaster Risk

Madison County, Arkansas

FEMA Risk Rating

Relatively Low

National Percentile

45th

of 3,144 counties

State Rank

#51

of 75 (1 = highest risk)

Flood Risk

54th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 54% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 71% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 65% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 53% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 46% of US counties

Risk Overview

About Natural Disaster Risk in Madison County, Arkansas

Madison County's Moderate Safety

Madison County's composite risk score of 45.07 ranks Relatively Low, about 18% below the U.S. average. The county's wildfire risk of 71.22 and tornado risk of 65.46 are its primary concerns.

Below the Arkansas Average

At 45.07, Madison County sits comfortably below Arkansas's state average of 55.51, placing it among the safer Arkansas counties. The county avoids the extreme flood pressures facing the state's eastern regions.

Safer Than Surrounding Areas

Madison County (45.07) is one of the state's safest, outperforming Lonoke (75.10) and Logan (48.19). Its risk profile mirrors the low-risk Ozark foothill counties nearby.

Madison's Primary Threats

Wildfire risk (71.22) is Madison County's standout hazard, driven by its Ozark Mountain forests and rural character. Tornadoes (65.46) and earthquakes (53.31) round out the secondary risk tier.

Smart Coverage Choices

Wildfire insurance should be a priority for Madison County homeowners, particularly those with tree cover near their properties. Adding tornado and standard homeowner policies creates solid all-hazard protection at reasonable cost.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Madison County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    71th percentile
  2. #2
    TornadoPrepare
    65th percentile
  3. #3
    FloodPrepare
    54th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Madison County

Risk Verdict

At the 45th percentile nationally, Madison County experiences a manageable level of natural hazard risk that falls below the U.S. median. Being ranked at the 45th percentile nationally is an advantage for Madison County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.

Hazard Breakdown

Wildfire risk is Madison County's dominant natural hazard, ranked at the 71th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 65th percentile nationally. Additional tracked hazards include flood (54th percentile), earthquake (53th percentile), hurricane (46th percentile).

Preparedness Context

Wildfire ranks as Madison County's primary hazard at the 71th percentile nationally. For Madison County households in high-WUI areas, go-bag readiness — the ability to leave within 15 minutes — is more important than shelter-in-place planning for most residential properties. A secondary tornado exposure at the 65th percentile nationally means Madison County residents face hazards from two distinct natural peril categories during different seasons. Madison County county's local emergency management office publishes community-specific wildfire risk assessments and evacuation zone maps; households should review their zone assignment and sign up for zone-specific alerts.

Regional Context

Compared to the Arkansas county average, Madison County's composite score runs 10.4 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.

Is your household prepared for Madison County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Madison County, AR?
Madison County has a FEMA National Risk Index rating of Relatively Low, placing it in the 45th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Madison County?
Madison County is evaluated for five major natural hazard types: wildfire (71th percentile), tornado (65th percentile), flooding (54th percentile), earthquake (53th percentile), hurricane (46th percentile). The highest-risk hazard is wildfire at the 71th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Madison County risk compare to the Arkansas average?
Madison County's composite risk percentile is 45th, compared to the Arkansas state average of 56th percentile. The state's overall risk rating is Relatively Low. This means Madison County faces lower natural disaster risk than the typical county in Arkansas.
Is Madison County at risk for wildfire?
Yes, Madison County's wildfire risk is at the 71th percentile nationally. This is above the national median. For flooding specifically, Madison County is at the 54th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Madison County a safe place to live?
Madison County's composite risk score of 45th percentile is below the Arkansas state average of 56th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 71th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.