Florida Disaster Risk

Natural disaster risk data for all 67 counties.

Avg FEMA Rating

Relatively Low

Avg Percentile

76th

Counties with Data

67

of 67 total

All Florida Counties

CountyPercentile
Miami-Dade County100th
Broward County99th
Palm Beach County99th
Lee County99th
Collier County99th
Hillsborough County99th
Orange County98th
Brevard County98th
Pinellas County98th
Sarasota County98th
Manatee County98th
Duval County97th
Polk County97th
Volusia County96th
St. Lucie County96th
Pasco County96th
Indian River County96th
Charlotte County95th
Escambia County95th
Marion County95th
Citrus County95th
Bay County94th
Martin County94th
Leon County93th
Okaloosa County92th
Osceola County92th
Lake County92th
Monroe County92th
Seminole County91th
Alachua County90th
Highlands County89th
Santa Rosa County89th
Walton County89th
Hernando County88th
Sumter County88th
St. Johns County88th
Flagler County83th
DeSoto County82th
Clay County81th
Okeechobee County80th
Putnam County80th
Hendry County79th
Jackson County76th
Gadsden County72th
Suwannee County71th
Columbia County70th
Hardee County69th
Levy County66th
Taylor County65th
Gulf County60th
Washington County59th
Nassau County59th
Holmes County49th
Glades County48th
Madison County47th
Wakulla County47th
Franklin County47th
Calhoun County45th
Hamilton County43th
Jefferson County39th
Bradford County37th
Dixie County35th
Gilchrist County28th
Lafayette County16th
Baker County13th
Liberty County13th
Union County11th

Frequently Asked Questions

Which county in Florida has the highest natural disaster risk?
Miami-Dade County has the highest natural disaster risk in Florida, rated Very High (100th percentile nationally), based on FEMA National Risk Index data.
Which county in Florida is the safest from natural disasters?
Union County has the lowest natural disaster risk in Florida, rated Very Low (11th percentile nationally), based on FEMA NRI data.
What natural disasters are most common in Florida?
Florida counties face varying levels of risk from floods, wildfires, tornadoes, earthquakes, and hurricanes. The FEMA National Risk Index scores each county across 18 hazard types. See individual county pages for detailed hazard breakdowns.
How is natural disaster risk measured by county?
The FEMA National Risk Index (NRI) measures natural disaster risk using expected annual loss, social vulnerability, and community resilience. Scores are normalized nationally, with ratings from Very Low to Very High across 18 natural hazard types.

Protect your home from natural disasters

Compare home and flood insurance quotes from top providers.

Compare Quotes →

Sponsored

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.