riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Phillips County Disaster Risk

Phillips County, Arkansas

FEMA Risk Rating

Relatively Low

National Percentile

62th

of 3,144 counties

State Rank

#33

of 75 (1 = highest risk)

Flood Risk

46th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 46% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 18% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 78% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 93% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 58% of US counties

Risk Overview

About Natural Disaster Risk in Phillips County, Arkansas

Phillips County faces above-average national risk

Phillips County scores 61.67, placing it in the Relatively Low category but above the national average for composite risk. This elevation reflects significant exposure to tornadoes, earthquakes, and hurricane impacts.

Higher-risk county in Arkansas

At 61.67, Phillips County ranks above Arkansas's average of 55.51, positioning it among the state's higher-risk counties. The county's profile is driven primarily by extreme earthquake risk and notably elevated tornado exposure.

Riskier than surrounding counties

Phillips County's 61.67 score exceeds nearby Poinsett County (72.52) only slightly, and both stand well above neighboring Ouachita County (51.21). Phillips represents a notable risk concentration in the eastern part of the state.

Earthquake and tornado threats are extreme

Phillips County faces extreme earthquake risk at 92.65 and severe tornado risk at 78.18, making these the county's dominant natural hazard concerns. Hurricane risk at 58.11 and flood risk at 46.15 also exceed state averages, though earthquakes and tornadoes pose the greatest threats.

Earthquake and tornado insurance critical

Phillips County residents must prioritize earthquake insurance given the county's extreme 92.65 risk score, and tornado coverage is equally essential at 78.18. Flood and hurricane insurance should also be maintained to address the county's comprehensive hazard exposure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Phillips County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    93th percentile
  2. #2
    TornadoPrepare
    78th percentile
  3. #3
    HurricanePrepare
    58th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Phillips County

Risk Verdict

Phillips County's FEMA risk score places it at the 62th percentile nationally, indicating lower-than-typical exposure for a U.S. county. A moderate composite score often means one or two hazard categories are doing the heavy lifting — knowing which ones matters for preparation.

Hazard Breakdown

Earthquake risk is Phillips County's dominant natural hazard, ranked at the 93th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 78th percentile nationally. Additional tracked hazards include hurricane (58th percentile), flood (46th percentile), wildfire (18th percentile).

Preparedness Context

With earthquake ranked as the top hazard at the 93th percentile nationally, Phillips County residents benefit from reviewing homeowners insurance: standard policies rarely cover earthquake damage, and separate earthquake insurance must be purchased before an event. The county's tornado risk at the 78th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. Earthquake insurance in Phillips County is typically offered as a separate policy — standard homeowners coverage excludes ground movement. Reviewing this gap and comparing policy options before an event is a financial preparedness step with potentially large consequences.

Regional Context

The Arkansas county average is 6.2 composite points below Phillips County's score, a gap that reflects the county's elevated position in the state's hazard distribution.

Is your household prepared for Phillips County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Phillips County, AR?
Phillips County has a FEMA National Risk Index rating of Relatively Low, placing it in the 62th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Phillips County?
Phillips County is evaluated for five major natural hazard types: earthquake (93th percentile), tornado (78th percentile), hurricane (58th percentile), flooding (46th percentile), wildfire (18th percentile). The highest-risk hazard is earthquake at the 93th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Phillips County risk compare to the Arkansas average?
Phillips County's composite risk percentile is 62th, compared to the Arkansas state average of 56th percentile. The state's overall risk rating is Relatively Low. This means Phillips County faces higher natural disaster risk than the typical county in Arkansas.
Is Phillips County at risk for earthquake?
Yes, Phillips County's earthquake risk is at the 93th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Phillips County is at the 46th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Phillips County higher risk than average?
Phillips County's composite risk score of 62th percentile is above the Arkansas state average of 56th percentile. This elevated risk is driven by earthquake exposure (93th percentile), along with tornado and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.