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FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Lower Connecticut River Valley Planning Region Disaster Risk

Lower Connecticut River Valley Planning Region, Connecticut

FEMA Risk Rating

Relatively Moderate

National Percentile

84th

of 3,144 counties

State Rank

#7

of 9 (1 = highest risk)

Flood Risk

90th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 90% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 44% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 43% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 75% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 88% of US counties

Risk Overview

About Natural Disaster Risk in Lower Connecticut River Valley Planning Region, Connecticut

River Valley region below state average risk

Lower Connecticut River Valley Planning Region scores 83.84 on the composite risk scale—notably below Connecticut's average of 87.62 and in the relatively moderate category. This lower profile reflects a more balanced hazard environment compared to coastal and urban planning regions.

Lowest-risk planning region in the state

Lower Connecticut River Valley ranks eighth (lowest) among Connecticut's eight planning regions by disaster risk. Its 83.84 score represents the most favorable overall risk profile in the state, though localized flood hazards along river corridors remain significant.

Safest option among coastal regions

Lower Connecticut River Valley's 83.84 score outperforms nearly all neighboring planning regions, trailing only Northwest Hills (79.61) and Northeastern Connecticut (62.75). Among coastal and mixed-geography areas, it offers the most balanced risk profile.

Riverine flooding is your primary concern

Flood risk (90.33) is the dominant hazard, though notably lower than in more coastal regions, reflecting the importance of river management and floodplain awareness. Hurricane (87.69) and wildfire (43.64) risks are moderate, while tornado and earthquake threats remain secondary.

River valley properties need flood insurance

Properties near the Connecticut River or flood-prone tributaries must secure flood insurance, as it isn't covered by standard homeowners policies—your 90.33 flood risk score makes this essential. For properties on higher ground away from waterways, your relatively moderate overall risk allows for a more flexible insurance strategy.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Lower Connecticut River Valley Planning Region

Risk Advisory: Lower Connecticut River Valley Planning Region

Risk Verdict

Lower Connecticut River Valley Planning Region's overall risk score at the 84th percentile nationally signals meaningful exposure to multiple natural hazard types. Comprehensive household preparedness — including reviewing insurance, maintaining emergency supplies, and knowing evacuation routes — is strongly recommended.

Hazard Breakdown

Flood risk is Lower Connecticut River Valley Planning Region's dominant natural hazard, ranked at the 90th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 88th percentile nationally. Additional tracked hazards include earthquake (75th percentile), wildfire (44th percentile), tornado (43th percentile).

Preparedness Context

Lower Connecticut River Valley Planning Region sits at the 90th percentile nationally for flood exposure. Knowing your property's flood zone designation — available at FEMA's Flood Map Service Center — is the first step toward understanding actual exposure and insurance options. Lower Connecticut River Valley Planning Region's secondary hazard, hurricane at the 88th percentile nationally, indicates that compounding hazard types require layered preparation strategies, not single-peril planning. Regardless of specific hazard, Lower Connecticut River Valley Planning Region households benefit from a practiced communication plan: a designated out-of-state contact and a pre-agreed evacuation destination established before the season's peak risk period.

Regional Context

The county's composite score diverges by only 3.8 points from the Connecticut average, making Lower Connecticut River Valley Planning Region's hazard profile broadly typical for this part of the state.

Is your household prepared for Lower Connecticut River Valley Planning Region's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

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Frequently Asked Questions

What is the natural disaster risk in Lower Connecticut River Valley Planning Region, CT?
Lower Connecticut River Valley Planning Region has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 84th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lower Connecticut River Valley Planning Region?
Lower Connecticut River Valley Planning Region is evaluated for five major natural hazard types: flooding (90th percentile), hurricane (88th percentile), earthquake (75th percentile), wildfire (44th percentile), tornado (43th percentile). The highest-risk hazard is flooding at the 90th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lower Connecticut River Valley Planning Region risk compare to the Connecticut average?
Lower Connecticut River Valley Planning Region's composite risk percentile is 84th, compared to the Connecticut state average of 88th percentile. The state's overall risk rating is Relatively Moderate. This means Lower Connecticut River Valley Planning Region faces lower natural disaster risk than the typical county in Connecticut.
Is Lower Connecticut River Valley Planning Region at risk for flooding?
Yes, Lower Connecticut River Valley Planning Region's flooding risk is at the 90th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Lower Connecticut River Valley Planning Region a safe place to live?
Lower Connecticut River Valley Planning Region's composite risk score of 84th percentile is below the Connecticut state average of 88th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is flooding at the 90th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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