Flagler County Disaster Risk
Flagler County, Florida
FEMA Risk Rating
Relatively Moderate
National Percentile
83th
of 3,144 counties
State Rank
#37
of 67 (1 = highest risk)
Flood Risk
79th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 79% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Moderate
Higher than 88% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 81% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 39% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively High
Higher than 95% of US counties
Risk Overview
About Natural Disaster Risk in Flagler County, Florida
Flagler faces above-average disaster risk
Flagler County's composite risk score of 82.76 places it well above the national average, marking it as a relatively moderate risk zone. This score reflects exposure to multiple hazards, particularly hurricanes and wildfires that threaten the region.
Higher risk than most Florida counties
With a score of 82.76, Flagler ranks among Florida's higher-risk counties compared to the state average of 75.74. The county's vulnerability stems from its coastal location and susceptibility to multiple concurrent hazards.
Riskier than nearby inland counties
Flagler's 82.76 score significantly exceeds neighboring inland counties like Volusia and St. Johns, driven by its exceptional hurricane risk of 94.95. Its wildfire risk of 88.17 also outpaces most central Florida neighbors.
Hurricanes and wildfires dominate
Hurricane risk reaches 94.95 in Flagler—among the highest in the state—while wildfire risk of 88.17 threatens both structures and forests. Combined flood risk of 79.20 means coastal and low-lying areas face compounding storm surge and rainfall hazards.
Prioritize comprehensive hurricane coverage
Flagler residents should ensure robust homeowners insurance with separate windstorm/hurricane coverage, given the 94.95 hurricane risk score. Consider flood insurance as a critical supplement, especially within mapped flood zones, to protect against storm surge and heavy rainfall.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Flagler County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Flagler County
Risk Verdict
Flagler County's overall risk score at the 83th percentile nationally signals meaningful exposure to multiple natural hazard types. Comprehensive household preparedness — including reviewing insurance, maintaining emergency supplies, and knowing evacuation routes — is strongly recommended.
Hazard Breakdown
Hurricane risk is Flagler County's dominant natural hazard, ranked at the 95th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 88th percentile nationally. Additional tracked hazards include tornado (81th percentile), flood (79th percentile), earthquake (39th percentile).
Preparedness Context
Flagler County ranks at the 95th percentile nationally for hurricane risk. For coastal counties, wind-resistant shutters or impact-rated windows represent the highest single structural investment for reducing property damage. Wildfire at the 88th percentile nationally is Flagler County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. For extended post-storm outages common in Flagler County's hurricane zone, a portable generator (operated outdoors only) and a supply of non-perishable food for at least seven days provides meaningful household resilience.
Regional Context
Compared to other Florida counties, Flagler County runs 7.0 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.
Is your household prepared for Flagler County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Flagler County, FL?
What types of natural hazards affect Flagler County?
How does Flagler County risk compare to the Florida average?
Is Flagler County at risk for hurricane?
How is natural disaster risk measured?
Why is Flagler County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.