riskbycounty
FEMA National Risk Index

Gadsden County Disaster Risk

Gadsden County, Florida

FEMA Risk Rating

Relatively Low

National Percentile

72th

of 3,144 counties

State Rank

#44

of 67 (1 = highest risk)

Flood Risk

58th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 58% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 80% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 84% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 44% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 91% of US counties

Risk Advisory: Gadsden County

Risk Verdict

Gadsden County shows a relatively low overall disaster risk profile, scoring in the 72th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Hurricane risk is the dominant hazard for Gadsden County, scoring in the 91th percentile nationally. It is followed by tornado risk at the 84th percentile. Additional hazards include wildfire (80th), flood (58th), earthquake (44th).

Preparedness Context

With hurricane risk as the top concern, Gadsden County residents should know your evacuation route, stockpile supplies for at least 72 hours, and review your homeowners and flood insurance policies annually. Secondary risks such as tornado also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Gadsden County has a disaster risk profile close to the average county in Florida. Its composite risk score is within 3.4 points of the state average, meaning its overall hazard exposure is broadly representative of Florida as a whole.

Is your home insured against Gadsden County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

High flood risk area

Learn about NFIP flood insurance coverage for your property.

Learn More →

Frequently Asked Questions

What is the natural disaster risk in Gadsden County, FL?
Gadsden County has a FEMA National Risk Index rating of Relatively Low, placing it in the 72th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Gadsden County?
Gadsden County is evaluated for five major natural hazard types: hurricane (91th percentile), tornado (84th percentile), wildfire (80th percentile), flooding (58th percentile), earthquake (44th percentile). The highest-risk hazard is hurricane at the 91th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Gadsden County risk compare to the Florida average?
Gadsden County's composite risk percentile is 72th, compared to the Florida state average of 76th percentile. The state's overall risk rating is Relatively Low. This means Gadsden County faces lower natural disaster risk than the typical county in Florida.
Is Gadsden County at risk for hurricane?
Yes, Gadsden County's hurricane risk is at the 91th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Gadsden County is at the 58th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Gadsden County a safe place to live?
Gadsden County's composite risk score of 72th percentile is below the Florida state average of 76th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 91th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Suwannee County

Florida

-1.0

Relatively Low

71th percentile

Columbia County

Florida

-2.7

Relatively Low

70th percentile

Hardee County

Florida

-3.2

Relatively Low

69th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

Explore more data for Gadsden County

Property TaxCost of LivingCrime RateIncomeHealthSchoolsWater QualityWeatherCounty Score