Taylor County Disaster Risk
Taylor County, Florida
FEMA Risk Rating
Relatively Low
National Percentile
65th
of 3,144 counties
State Rank
#49
of 67 (1 = highest risk)
Flood Risk
77th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 77% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Moderate
Higher than 81% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 37% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 37% of US counties
Hurricane
Tropical cyclone and hurricane risk
Moderate
Higher than 93% of US counties
Risk Overview
About Natural Disaster Risk in Taylor County, Florida
Taylor's risk is among Florida's lowest
Taylor County's composite risk score of 65.43 reflects a "Relatively Low" rating well below the national average for natural disaster exposure. The county experiences meaningful hurricane exposure but avoids the acute tornado and wildfire risks that burden other Florida regions.
Well below Florida's state average
At 65.43, Taylor's risk score sits well below Florida's 75.74 state average, placing it among the state's safest counties. Its low tornado risk of 37.15 and modest wildfire risk of 81.42 are substantial points of advantage.
Most favorable risk in regional group
Taylor's 65.43 score is markedly lower than Seminole (91.44), St. Johns (87.53), and Suwannee (71.34) counties, making it the safest county in its geographic cluster. Only Union County (10.88) presents meaningfully lower risk in northern Florida.
Hurricanes are primary Taylor concern
Hurricane risk reaches 92.70 in Taylor County, reflecting Gulf Coast exposure to Atlantic tropical cyclones and storm surge. Flooding is secondary but notable at 76.60, particularly in coastal and low-lying inland areas, while tornado risk is comparatively low at 37.15.
Hurricane coverage and flood insurance matter
Taylor residents should maintain homeowners insurance with explicit hurricane/wind coverage and obtain flood insurance if in a mapped coastal or flood-risk zone. The county's lower overall risk profile means standard precautions—roof maintenance, emergency supplies, evacuation planning—are typically sufficient.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Taylor County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Taylor County
Risk Verdict
Taylor County sits below the national average for natural disaster exposure, ranking at the 65th percentile across all U.S. counties. Understanding the specific hazards behind Taylor County's ranking helps residents prioritize where to direct emergency planning efforts.
Hazard Breakdown
Hurricane risk is Taylor County's dominant natural hazard, ranked at the 93th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 81th percentile nationally. Additional tracked hazards include flood (77th percentile), tornado (37th percentile), earthquake (37th percentile).
Preparedness Context
At the 93th percentile nationally for hurricane risk, Taylor County is in a zone where flood insurance matters beyond the primary wind risk: NFIP flood insurance requires a 30-day waiting period before taking effect, making off-season enrollment the correct timing. Wildfire, the county's second-ranked hazard at the 81th percentile nationally, represents an additional preparedness consideration for Taylor County independent of hurricane season. For Taylor County households, the hurricane preparedness calendar matters: flood insurance has a 30-day waiting period, wind-hardening retrofits take weeks to schedule, and evacuation route scouting is best done before a storm watch is issued.
Regional Context
Taylor County is 10.3 composite risk points below the Florida state mean, meaning most other Florida counties face higher natural hazard exposure.
Is your household prepared for Taylor County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Taylor County, FL?
What types of natural hazards affect Taylor County?
How does Taylor County risk compare to the Florida average?
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Is Taylor County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.