riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Catoosa County Disaster Risk

Catoosa County, Georgia

FEMA Risk Rating

Relatively Low

National Percentile

65th

of 3,144 counties

State Rank

#38

of 159 (1 = highest risk)

Flood Risk

65th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 65% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 38% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 85% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 79% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 47% of US counties

Risk Overview

About Natural Disaster Risk in Catoosa County, Georgia

Catoosa faces significantly above-average risk

Catoosa County's composite risk score of 64.63 substantially exceeds Georgia's 39.49 state average, placing it in the Relatively Low category with elevated exposure. The county confronts higher-than-typical natural disaster risks across multiple hazard types.

Among Georgia's riskier counties statewide

Catoosa ranks in the upper tier of Georgia's natural disaster risk counties, with a score well above the state average. The county's positioning reflects genuine multi-hazard vulnerability rather than isolated exposure.

Catoosa riskier than most regional peers

At 64.63, Catoosa trails only Carroll County (70.45) in this grouping and significantly exceeds safer neighbors like Burke (37.31), Butts (20.52), and Candler (11.58). The county sits in a notably vulnerable zone for natural disasters.

Tornado and earthquake dominate the threat landscape

Catoosa's tornado risk of 84.51 and earthquake risk of 78.72 are among its most serious hazards, reflecting the county's mountainous terrain and active weather patterns. Flood risk at 65.04 compounds concerns, particularly in valley and creek bottoms.

Robust wind and earthquake coverage essential

Catoosa homeowners should prioritize comprehensive wind and hail coverage to address tornado risk, with earthquake coverage as a critical add-on given the 78.72 earthquake risk. Flood insurance is strongly recommended for properties in or near designated flood zones.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Catoosa County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    85th percentile
  2. #2
    EarthquakePrepare
    79th percentile
  3. #3
    FloodPrepare
    65th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Catoosa County

Risk Verdict

Catoosa County sits below the national average for natural disaster exposure, ranking at the 65th percentile across all U.S. counties. Understanding the specific hazards behind Catoosa County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Tornado risk is Catoosa County's dominant natural hazard, ranked at the 85th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 79th percentile nationally. Additional tracked hazards include flood (65th percentile), hurricane (47th percentile), wildfire (38th percentile).

Preparedness Context

Ranked at the 85th percentile nationally for tornado risk, Catoosa County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Catoosa County's county shelter map is typically available through the local emergency management office. The secondary earthquake hazard at the 79th percentile nationally adds seasonal complexity to Catoosa County's preparedness calendar, since earthquake and tornado risk often peak at different points in the year. Catoosa County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.

Regional Context

A composite score 25.1 points above the Georgia state average puts Catoosa County in a higher-risk category than most counties in the state.

Is your household prepared for Catoosa County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Catoosa County, GA?
Catoosa County has a FEMA National Risk Index rating of Relatively Low, placing it in the 65th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Catoosa County?
Catoosa County is evaluated for five major natural hazard types: tornado (85th percentile), earthquake (79th percentile), flooding (65th percentile), hurricane (47th percentile), wildfire (38th percentile). The highest-risk hazard is tornado at the 85th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Catoosa County risk compare to the Georgia average?
Catoosa County's composite risk percentile is 65th, compared to the Georgia state average of 40th percentile. The state's overall risk rating is Very Low. This means Catoosa County faces higher natural disaster risk than the typical county in Georgia.
Is Catoosa County at risk for tornado?
Yes, Catoosa County's tornado risk is at the 85th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Catoosa County is at the 65th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Catoosa County higher risk than average?
Catoosa County's composite risk score of 65th percentile is above the Georgia state average of 40th percentile. This elevated risk is driven by tornado exposure (85th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.