Charlton County Disaster Risk
Charlton County, Georgia
FEMA Risk Rating
Very Low
National Percentile
27th
of 3,144 counties
State Rank
#94
of 159 (1 = highest risk)
Flood Risk
18th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 18% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 72% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 27% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 36% of US counties
Hurricane
Tropical cyclone and hurricane risk
Moderate
Higher than 88% of US counties
Risk Overview
About Natural Disaster Risk in Charlton County, Georgia
Charlton ranks below national average overall
Charlton County's composite risk score of 26.72 falls notably below Georgia's 39.49 state average, placing it solidly in the Very Low risk category. The county experiences lower-than-typical natural disaster exposure for the nation overall.
Among Georgia's safer counties
Charlton ranks in the safer half of Georgia's counties for overall natural disaster risk, with a score well below the state average. The county benefits from relatively modest exposure across most hazard types.
Charlton safer than high-risk regional peers
At 26.72, Charlton is safer than neighbors like Camden (54.55), Carroll (70.45), and Catoosa (64.63), though slightly riskier than Candler (11.58) and Calhoun (16.32). The county sits in a comparatively protected zone.
Hurricane and wildfire are primary concerns
Charlton's hurricane risk of 88.03 and wildfire risk of 72.17 represent its most significant hazards, reflecting coastal proximity and forest coverage. Tornado risk at 27.23 and earthquake risk at 35.78 remain secondary.
Hurricane and wildfire coverage recommended
Charlton homeowners should secure comprehensive wind coverage for hurricane protection and evaluate wildfire insurance, particularly if properties border forested areas. Standard homeowners policies cover basic wind damage, but dedicated hurricane coverage may provide more robust protection.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Charlton County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Charlton County
Risk Verdict
Charlton County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 27th percentile nationally. At the 27th percentile nationally, Charlton County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.
Hazard Breakdown
Hurricane risk is Charlton County's dominant natural hazard, ranked at the 88th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 72th percentile nationally. Additional tracked hazards include earthquake (36th percentile), tornado (27th percentile), flood (18th percentile).
Preparedness Context
At the 88th percentile nationally for hurricane exposure, Charlton County households benefit from reviewing both homeowners and flood insurance coverage before storm season begins — standard policies often exclude storm surge, which is the leading cause of hurricane fatalities. Wildfire at the 72th percentile nationally is Charlton County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. Hurricane-force winds cause direct property damage, but storm surge causes the majority of hurricane-related deaths. Charlton County households near tidal water or low-elevation areas should verify whether they are in a storm surge risk zone.
Regional Context
Charlton County falls 12.8 points below Georgia's typical county risk level, making it one of the safer natural-hazard environments in the state.
Is your household prepared for Charlton County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Charlton County, GA?
What types of natural hazards affect Charlton County?
How does Charlton County risk compare to the Georgia average?
Is Charlton County at risk for hurricane?
How is natural disaster risk measured?
Is Charlton County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.