riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Cherokee County Disaster Risk

Cherokee County, Georgia

FEMA Risk Rating

Relatively Moderate

National Percentile

85th

of 3,144 counties

State Rank

#9

of 159 (1 = highest risk)

Flood Risk

89th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 89% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 59% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively High

Higher than 95% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 79% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 54% of US counties

Risk Overview

About Natural Disaster Risk in Cherokee County, Georgia

Cherokee faces elevated multi-hazard risk

Cherokee County's composite risk score of 85.27 places it well above the national average with a relatively moderate risk rating. Tornado risk (94.82) and flood risk (88.52) are particularly pronounced, while earthquake (78.94) and wildfire (58.78) risks are also notable. This northern Georgia suburban county faces a diverse mix of natural hazards.

Among Georgia's higher-risk counties

Cherokee's 85.27 composite score significantly exceeds Georgia's state average of 39.49, placing it in the upper tier of county risk within the state. The county's tornado (94.82) and flood (88.52) risks are among Georgia's highest. Cherokee's position in fast-growing north Georgia amplifies exposure, as development increasingly extends into hazard-prone areas.

Riskier than nearby suburban counties

Cherokee's 85.27 score exceeds Clarke (66.95) and Chattooga (54.36), though it trails Chatham (97.42) and nearly matches Clayton (86.74). Within the Atlanta metro region, Cherokee stands out for elevated tornado and flood exposure. Proximity to metro Atlanta's flooding corridors and Georgia's severe weather zone drives the county's above-average composite score.

Tornadoes and flooding top the list

Tornado risk (94.82) is Cherokee's dominant hazard, with the county sitting squarely in Georgia's spring severe weather corridor—expect frequent severe thunderstorms and occasional strong rotation. Flood risk (88.52) ranks close behind, particularly along the Etowah River and in rapid-growth suburban drainage areas. Combined, these two hazards account for most of the county's risk profile.

Tornado shelter and flood insurance priority

Ensure your homeowners policy includes comprehensive wind and hail coverage for tornado protection, then prioritize flood insurance through NFIP for any property within a mapped floodplain or near stream corridors. With a 94.82 tornado score, identifying a safe room or basement shelter is essential for your family's spring safety plan. Review evacuation routes and community warning systems with household members annually.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Cherokee County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    95th percentile
  2. #2
    FloodPrepare
    89th percentile
  3. #3
    EarthquakePrepare
    79th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Cherokee County

Risk Verdict

Cherokee County's overall risk score at the 85th percentile nationally signals meaningful exposure to multiple natural hazard types. Comprehensive household preparedness — including reviewing insurance, maintaining emergency supplies, and knowing evacuation routes — is strongly recommended.

Hazard Breakdown

Tornado risk is Cherokee County's dominant natural hazard, ranked at the 95th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 89th percentile nationally. Additional tracked hazards include earthquake (79th percentile), wildfire (59th percentile), hurricane (54th percentile).

Preparedness Context

Cherokee County ranks at the 95th percentile nationally for tornado exposure. Unlike many slow-onset hazards, tornadoes in Cherokee County can reach full intensity in minutes; a pre-practiced household shelter plan matters far more than stockpiled supplies. Alongside tornado exposure, flood at the 89th percentile nationally means Cherokee County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. Cherokee County county emergency management typically publishes annual severe-weather preparedness guides tailored to local tornado patterns; households benefit from reviewing these before storm season begins each spring.

Regional Context

Compared to other Georgia counties, Cherokee County runs 45.8 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.

Is your household prepared for Cherokee County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Cherokee County, GA?
Cherokee County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 85th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Cherokee County?
Cherokee County is evaluated for five major natural hazard types: tornado (95th percentile), flooding (89th percentile), earthquake (79th percentile), wildfire (59th percentile), hurricane (54th percentile). The highest-risk hazard is tornado at the 95th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Cherokee County risk compare to the Georgia average?
Cherokee County's composite risk percentile is 85th, compared to the Georgia state average of 40th percentile. The state's overall risk rating is Very Low. This means Cherokee County faces higher natural disaster risk than the typical county in Georgia.
Is Cherokee County at risk for tornado?
Yes, Cherokee County's tornado risk is at the 95th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Cherokee County is at the 89th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Cherokee County higher risk than average?
Cherokee County's composite risk score of 85th percentile is above the Georgia state average of 40th percentile. This elevated risk is driven by tornado exposure (95th percentile), along with flooding and earthquake and wildfire and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.