riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Lincoln County Disaster Risk

Lincoln County, Georgia

FEMA Risk Rating

Very Low

National Percentile

6th

of 3,144 counties

State Rank

#148

of 159 (1 = highest risk)

Flood Risk

13th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 13% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 39% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 34% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 45% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 55% of US counties

Risk Overview

About Natural Disaster Risk in Lincoln County, Georgia

Lincoln County remains among lowest-risk areas

Lincoln County scores just 5.53 on the composite risk scale, placing it in the very low risk category and well below Georgia's state average of 39.49. This score puts Lincoln among the safest counties nationally when it comes to natural disaster exposure. Residents enjoy significantly lower baseline vulnerability compared to typical U.S. counties.

Georgia's safest county for disasters

Lincoln County's composite score of 5.53 ranks it among Georgia's lowest-risk counties, dramatically below the state average of 39.49. Nearly every hazard category—from tornado risk at 33.94 to earthquake risk at 44.91—falls well below state medians. This consistent low exposure across all hazard types makes Lincoln exceptionally secure.

Safest county in its regional peer group

Lincoln County's 5.53 score is the lowest among all profiled counties, including Marion County (6.71) and Long County (8.02). Even when compared to other low-risk neighbors like Madison County (28.94) and Macon County (32.09), Lincoln stands out as having the most muted disaster exposure. The county benefits from its location and geography relative to major hazard corridors.

Limited hazards, but hurricanes warrant attention

Despite Lincoln's overall very low risk profile, hurricane risk reaches 54.53—the county's highest individual hazard score—though still modest in absolute terms. Wildfire risk at 38.96 and earthquake risk at 44.91 represent secondary concerns but remain well-contained. For a low-risk county, Lincoln's hazard portfolio is remarkably balanced and manageable.

Standard coverage provides solid protection

Lincoln County's low-risk environment means standard homeowners insurance typically provides adequate baseline coverage for most residents. However, reviewing your policy for any relevant flood or wind provisions ensures you're not caught unprepared if an unusual weather event occurs. Annual policy reviews remain prudent even in low-risk areas.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Lincoln County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    55th percentile
  2. #2
    EarthquakePrepare
    45th percentile
  3. #3
    WildfirePrepare
    39th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Lincoln County

Risk Verdict

Lincoln County's natural disaster risk is among the lowest in the country, with a composite score at the 6th percentile nationally. Lincoln County residents can take confidence from a 6th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.

Hazard Breakdown

Hurricane risk is Lincoln County's dominant natural hazard, ranked at the 55th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 45th percentile nationally. Additional tracked hazards include wildfire (39th percentile), tornado (34th percentile), flood (13th percentile).

Preparedness Context

Hurricane risk is Lincoln County's top-ranked natural hazard at the 55th percentile nationally. The most time-sensitive preparedness step is knowing the county's evacuation zone for your address — zone maps are published by the county emergency management office. Earthquake at the 45th percentile nationally is Lincoln County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. Lincoln County's county emergency management office publishes official evacuation zone maps with zone-specific shelter locations; downloading this map and identifying your zone assignment is the single highest-value pre-season step.

Regional Context

The Georgia county average exceeds Lincoln County's score by 34.0 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Lincoln County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Lincoln County, GA?
Lincoln County has a FEMA National Risk Index rating of Very Low, placing it in the 6th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lincoln County?
Lincoln County is evaluated for five major natural hazard types: hurricane (55th percentile), earthquake (45th percentile), wildfire (39th percentile), tornado (34th percentile), flooding (13th percentile). The highest-risk hazard is hurricane at the 55th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lincoln County risk compare to the Georgia average?
Lincoln County's composite risk percentile is 6th, compared to the Georgia state average of 40th percentile. The state's overall risk rating is Very Low. This means Lincoln County faces lower natural disaster risk than the typical county in Georgia.
Is Lincoln County at risk for hurricane?
Yes, Lincoln County's hurricane risk is at the 55th percentile nationally. This is above the national median. For flooding specifically, Lincoln County is at the 13th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Lincoln County a safe place to live?
Lincoln County's composite risk score of 6th percentile is below the Georgia state average of 40th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 55th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.