Lumpkin County Disaster Risk
Lumpkin County, Georgia
FEMA Risk Rating
Relatively Low
National Percentile
45th
of 3,144 counties
State Rank
#65
of 159 (1 = highest risk)
Flood Risk
51th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 51% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 46% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 62% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 58% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 43% of US counties
Risk Overview
About Natural Disaster Risk in Lumpkin County, Georgia
Lumpkin sits slightly above Georgia average
Lumpkin County scores 44.91 on the composite risk scale, placing it in the relatively low risk category and just above Georgia's state average of 39.49. This positioning reflects moderate multi-hazard exposure with particular elevation in tornado risk (61.74) and flood risk (50.51). Compared to national averages, Lumpkin faces somewhat elevated but manageable natural disaster vulnerability.
Middle-tier risk within Georgia counties
Lumpkin County's composite score of 44.91 sits modestly above Georgia's state average of 39.49, placing it in the state's middle risk tier. The county shows relative balance across hazards rather than extreme concentration in any single type, with tornado and flood risks leading at 61.74 and 50.51 respectively. This moderate profile distinguishes Lumpkin from both the state's safest and most-vulnerable counties.
Moderate risk among profiled counties
Lumpkin County's 44.91 score positions it squarely between low-risk neighbors like Madison County (28.94) and high-risk counties like Lowndes County (72.65). Among the eight profiled counties, Lumpkin represents a middle-ground risk profile—higher than Marion (6.71) or Long (8.02), but substantially lower than Liberty (83.05). This positioning reflects Lumpkin's geography and exposure diversity.
Tornadoes and flooding lead Lumpkin's risks
Lumpkin County faces tornado risk at 61.74—its highest individual hazard score—compounded by flood risk at 50.51 that creates dangerous seasonal convergence during spring storms. Earthquake risk at 57.63 and wildfire risk at 45.99 add secondary but meaningful concerns, while hurricane risk at 43.05 remains more modest. Spring and early summer warrant particular vigilance for tornado and flood activity.
Ensure tornado and flood coverage
Lumpkin County's 61.74 tornado risk means homeowners should verify their policies include comprehensive wind and hail protection, as standard policies sometimes exclude tornado damage. Flood insurance becomes essential given the county's 50.51 flood risk, particularly for properties in flood-prone areas. Annual policy reviews with a local agent ensure your coverage addresses Lumpkin's specific tornado and flood exposures.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Lumpkin County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Lumpkin County
Risk Verdict
Lumpkin County sits below the national average for natural disaster exposure, ranking at the 45th percentile across all U.S. counties. Being ranked at the 45th percentile nationally is an advantage for Lumpkin County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.
Hazard Breakdown
Tornado risk is Lumpkin County's dominant natural hazard, ranked at the 62th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 58th percentile nationally. Additional tracked hazards include flood (51th percentile), wildfire (46th percentile), hurricane (43th percentile).
Preparedness Context
Ranked at the 62th percentile nationally for tornado risk, Lumpkin County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Lumpkin County's county shelter map is typically available through the local emergency management office. Earthquake is the second hazard driver for Lumpkin County at the 58th percentile nationally, meaning households should maintain awareness of both severe-weather and earthquake-specific warning systems. Lumpkin County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.
Regional Context
A composite score 5.4 points above the Georgia state average puts Lumpkin County in a higher-risk category than most counties in the state.
Is your household prepared for Lumpkin County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Lumpkin County, GA?
What types of natural hazards affect Lumpkin County?
How does Lumpkin County risk compare to the Georgia average?
Is Lumpkin County at risk for tornado?
How is natural disaster risk measured?
Why is Lumpkin County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.