Madison County Disaster Risk
Madison County, Georgia
FEMA Risk Rating
Very Low
National Percentile
29th
of 3,144 counties
State Rank
#91
of 159 (1 = highest risk)
Flood Risk
34th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 34% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 30% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 59% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 62% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 69% of US counties
Risk Overview
About Natural Disaster Risk in Madison County, Georgia
Madison County ranks among nation's safest
Madison County scores 28.94 on the composite risk scale, placing it in the very low risk category and below Georgia's state average of 39.49. This low score reflects diversified, moderate exposure across all hazard types—no single disaster type dominates the risk profile. Compared to national averages, Madison enjoys substantially below-average natural disaster vulnerability.
Georgia's safer counties
Madison County's composite score of 28.94 ranks it well below Georgia's state average of 39.49, positioning Madison among the state's safest counties. Individual hazard scores remain consistently moderate, ranging from wildfire risk at 29.74 to earthquake risk at 61.61—no extreme concentrations. This balance and below-average positioning make Madison a secure location within Georgia.
Very low-risk tier with slight variation
Madison County's 28.94 score places it in the very low-risk group alongside Marion County (6.71), Long County (8.02), and Lincoln County (5.53), though higher than those ultra-safe peers. Madison's score reflects slightly more elevation in specific hazards—particularly earthquake (61.61) and tornado (58.52)—than nearby Marion or Long. Still, Madison remains solidly in Georgia's safest counties tier.
Earthquake and tornado warrant attention
Madison County's most elevated individual scores are earthquake risk at 61.61 and tornado risk at 58.52—both still moderate in absolute context but the county's primary concerns. Hurricane risk at 69.34 and wildfire risk at 29.74 round out a relatively balanced hazard portfolio, while flood risk at 34.41 remains manageable. These secondary concerns pose limited acute threat compared to higher-risk counties.
Standard coverage with selective enhancement
Madison County's overall very low risk profile means standard homeowners insurance provides adequate baseline protection for most residents. However, given the county's slightly elevated earthquake (61.61) and tornado (58.52) risks, verify that your policy includes appropriate wind and hail coverage. Annual review with your agent ensures optimal protection without over-insuring in this low-risk environment.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Madison County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Madison County
Risk Verdict
Madison County's natural disaster risk is among the lowest in the country, with a composite score at the 29th percentile nationally. A preparedness foundation — alert registration, household communication plan, and a basic supply review — costs little and remains valuable even at Madison County's favorable 29th percentile ranking.
Hazard Breakdown
Hurricane risk is Madison County's dominant natural hazard, ranked at the 69th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 62th percentile nationally. Additional tracked hazards include tornado (59th percentile), flood (34th percentile), wildfire (30th percentile).
Preparedness Context
Hurricane risk is Madison County's top-ranked natural hazard at the 69th percentile nationally. The most time-sensitive preparedness step is knowing the county's evacuation zone for your address — zone maps are published by the county emergency management office. Madison County's earthquake exposure at the 62th percentile nationally adds a hazard layer that can persist or intensify after hurricane-force winds have passed, particularly in low-lying inland areas. Madison County's county emergency management office publishes official evacuation zone maps with zone-specific shelter locations; downloading this map and identifying your zone assignment is the single highest-value pre-season step.
Regional Context
The Georgia county average exceeds Madison County's score by 10.5 composite points — placing this county in the lower-risk tier relative to its in-state peers.
Is your household prepared for Madison County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Madison County, GA?
What types of natural hazards affect Madison County?
How does Madison County risk compare to the Georgia average?
Is Madison County at risk for hurricane?
How is natural disaster risk measured?
Is Madison County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.