riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Montgomery County Disaster Risk

Montgomery County, Georgia

FEMA Risk Rating

Very Low

National Percentile

8th

of 3,144 counties

State Rank

#141

of 159 (1 = highest risk)

Flood Risk

15th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 15% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 37% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 32% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 39% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 71% of US counties

Risk Overview

About Natural Disaster Risk in Montgomery County, Georgia

Montgomery is among the safest counties

Montgomery County scores 7.82 on the composite risk scale, earning a Very Low rating and ranking as one of America's lowest-risk communities. Your county experiences dramatically fewer natural disaster threats than the national average.

Georgia's lowest-risk county by far

Montgomery's score of 7.82 is less than one-fifth of Georgia's state average of 39.49, making it the state's safest county by a significant margin. No other Georgia county comes close to Montgomery's exceptionally low risk profile.

Dramatically safer than surrounding area

Montgomery County (7.82) stands alone as a safety outlier—all neighboring counties score substantially higher, with Miller (20.80), Monroe (18.70), and Meriwether (19.21) representing your closest peers. Your exceptional safety status distinguishes Montgomery across the entire state.

Hurricane and wildfire risks minimal

Hurricane risk (70.55) represents your highest score, yet remains modest compared to most Georgia counties, while wildfire (37.12) and flood (14.82) risks stay low. Tornado (32.00) and earthquake (39.06) risks round out an exceptionally balanced, low-threat profile.

Basic coverage sufficient for safety

Standard homeowners insurance provides comprehensive protection for Montgomery's exceptional low-risk environment, with no additional specialized coverage necessary. Basic storm preparedness and annual insurance reviews remain prudent practices despite your county's outstanding safety record.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Montgomery County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    71th percentile
  2. #2
    EarthquakePrepare
    39th percentile
  3. #3
    WildfirePrepare
    37th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Local Resources

Risk Advisory: Montgomery County

Risk Verdict

Montgomery County's natural disaster risk is among the lowest in the country, with a composite score at the 8th percentile nationally. At the 8th percentile nationally, Montgomery County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.

Hazard Breakdown

Hurricane risk is Montgomery County's dominant natural hazard, ranked at the 71th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 39th percentile nationally. Additional tracked hazards include wildfire (37th percentile), tornado (32th percentile), flood (15th percentile).

Preparedness Context

Hurricane risk is Montgomery County's top-ranked natural hazard at the 71th percentile nationally. The most time-sensitive preparedness step is knowing the county's evacuation zone for your address — zone maps are published by the county emergency management office. Earthquake, the county's second-ranked hazard at the 39th percentile nationally, represents an additional preparedness consideration for Montgomery County independent of hurricane season. Montgomery County's county emergency management office publishes official evacuation zone maps with zone-specific shelter locations; downloading this map and identifying your zone assignment is the single highest-value pre-season step.

Regional Context

The Georgia county average exceeds Montgomery County's score by 31.7 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Montgomery County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Montgomery County, GA?
Montgomery County has a FEMA National Risk Index rating of Very Low, placing it in the 8th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Montgomery County?
Montgomery County is evaluated for five major natural hazard types: hurricane (71th percentile), earthquake (39th percentile), wildfire (37th percentile), tornado (32th percentile), flooding (15th percentile). The highest-risk hazard is hurricane at the 71th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Montgomery County risk compare to the Georgia average?
Montgomery County's composite risk percentile is 8th, compared to the Georgia state average of 40th percentile. The state's overall risk rating is Very Low. This means Montgomery County faces lower natural disaster risk than the typical county in Georgia.
Is Montgomery County at risk for hurricane?
Yes, Montgomery County's hurricane risk is at the 71th percentile nationally. This is above the national median. For flooding specifically, Montgomery County is at the 15th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Montgomery County a safe place to live?
Montgomery County's composite risk score of 8th percentile is below the Georgia state average of 40th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 71th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Lamar County

Georgia

-0.0

Very Low

8th percentile

Long County

Georgia

+0.2

Very Low

8th percentile

Pike County

Georgia

+0.2

Very Low

8th percentile

By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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