riskbycounty
FEMA National Risk Index

Thomas County Disaster Risk

Thomas County, Georgia

FEMA Risk Rating

Relatively Low

National Percentile

66th

of 3,144 counties

State Rank

#34

of 159 (1 = highest risk)

Flood Risk

57th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 57% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 71% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 51% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 48% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 92% of US counties

Risk Advisory: Thomas County

Risk Verdict

Thomas County shows a relatively low overall disaster risk profile, scoring in the 66th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Hurricane risk is the dominant hazard for Thomas County, scoring in the 92th percentile nationally. It is followed by wildfire risk at the 71th percentile. Additional hazards include flood (57th), tornado (51th), earthquake (48th).

Preparedness Context

With hurricane risk as the top concern, Thomas County residents should know your evacuation route, stockpile supplies for at least 72 hours, and review your homeowners and flood insurance policies annually. Secondary risks such as wildfire also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Thomas County is significantly riskier than the average county in Georgia. Its composite risk score is 26.5 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in Thomas County, GA?
Thomas County has a FEMA National Risk Index rating of Relatively Low, placing it in the 66th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Thomas County?
Thomas County is evaluated for five major natural hazard types: hurricane (92th percentile), wildfire (71th percentile), flooding (57th percentile), tornado (51th percentile), earthquake (48th percentile). The highest-risk hazard is hurricane at the 92th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Thomas County risk compare to the Georgia average?
Thomas County's composite risk percentile is 66th, compared to the Georgia state average of 40th percentile. The state's overall risk rating is Very Low. This means Thomas County faces higher natural disaster risk than the typical county in Georgia.
Is Thomas County at risk for hurricane?
Yes, Thomas County's hurricane risk is at the 92th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Thomas County is at the 57th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Thomas County higher risk than average?
Thomas County's composite risk score of 66th percentile is above the Georgia state average of 40th percentile. This elevated risk is driven by hurricane exposure (92th percentile), along with wildfire and flooding and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Douglas County

Georgia

-0.3

Relatively Low

66th percentile

Coweta County

Georgia

-0.3

Relatively Low

66th percentile

McIntosh County

Georgia

+0.6

Relatively Low

67th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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