riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Troup County Disaster Risk

Troup County, Georgia

FEMA Risk Rating

Relatively Low

National Percentile

60th

of 3,144 counties

State Rank

#42

of 159 (1 = highest risk)

Flood Risk

68th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 68% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 59% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 75% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 72% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 76% of US counties

Risk Overview

About Natural Disaster Risk in Troup County, Georgia

Troup County faces elevated disaster risk

Troup County's composite risk score of 59.92 ranks in the relatively low category but significantly exceeds Georgia's state average of 39.49. This west-Georgia county experiences a notably higher mix of natural hazards than most of the state.

Among Georgia's riskier counties

Troup County ranks in the upper portion of Georgia's 159 counties by composite hazard exposure, placing it among the state's higher-risk regions. Its 59.92 score reflects consistent, above-average threats across multiple disaster categories.

Riskier than most nearby counties

Troup County's 59.92 score exceeds nearby Union County (52.48) and most surrounding regions, making it one of west Georgia's more hazard-prone areas. Its elevated flood (67.72) and tornado (74.68) risks set it apart from lower-risk neighbors.

Floods and tornadoes threaten regularly

Flood risk reaches 67.72 and tornado risk 74.68—both well above state and national averages and reflecting Troup County's vulnerability to severe weather systems. These two hazards pose the greatest property and safety threats to residents.

Comprehensive coverage is essential here

With flood risk at 67.72 and tornado risk at 74.68, Troup County residents should secure both flood insurance and windstorm coverage beyond standard homeowners policies. This elevated risk profile demands robust protection to avoid devastating financial losses.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Troup County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    76th percentile
  2. #2
    TornadoPrepare
    75th percentile
  3. #3
    EarthquakePrepare
    72th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Troup County

Risk Verdict

Troup County sits below the national average for natural disaster exposure, ranking at the 60th percentile across all U.S. counties. Understanding the specific hazards behind Troup County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Hurricane risk is Troup County's dominant natural hazard, ranked at the 76th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 75th percentile nationally. Additional tracked hazards include earthquake (72th percentile), flood (68th percentile), wildfire (59th percentile).

Preparedness Context

At the 76th percentile nationally for hurricane risk, Troup County is in a zone where flood insurance matters beyond the primary wind risk: NFIP flood insurance requires a 30-day waiting period before taking effect, making off-season enrollment the correct timing. Troup County's tornado exposure at the 75th percentile nationally adds a hazard layer that can persist or intensify after hurricane-force winds have passed, particularly in low-lying inland areas. For Troup County households, the hurricane preparedness calendar matters: flood insurance has a 30-day waiting period, wind-hardening retrofits take weeks to schedule, and evacuation route scouting is best done before a storm watch is issued.

Regional Context

A composite score 20.4 points above the Georgia state average puts Troup County in a higher-risk category than most counties in the state.

Is your household prepared for Troup County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Troup County, GA?
Troup County has a FEMA National Risk Index rating of Relatively Low, placing it in the 60th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Troup County?
Troup County is evaluated for five major natural hazard types: hurricane (76th percentile), tornado (75th percentile), earthquake (72th percentile), flooding (68th percentile), wildfire (59th percentile). The highest-risk hazard is hurricane at the 76th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Troup County risk compare to the Georgia average?
Troup County's composite risk percentile is 60th, compared to the Georgia state average of 40th percentile. The state's overall risk rating is Very Low. This means Troup County faces higher natural disaster risk than the typical county in Georgia.
Is Troup County at risk for hurricane?
Yes, Troup County's hurricane risk is at the 76th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Troup County is at the 68th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Troup County higher risk than average?
Troup County's composite risk score of 60th percentile is above the Georgia state average of 40th percentile. This elevated risk is driven by hurricane exposure (76th percentile), along with tornado and earthquake and flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.