riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Bartholomew County Disaster Risk

Bartholomew County, Indiana

FEMA Risk Rating

Relatively Low

National Percentile

71th

of 3,144 counties

State Rank

#20

of 92 (1 = highest risk)

Flood Risk

78th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 78% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 26% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 87% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 83% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 21% of US counties

Risk Overview

About Natural Disaster Risk in Bartholomew County, Indiana

Bartholomew County above-average risk

Bartholomew County scores 70.87, significantly above the national average and placing it in the relatively low risk category. Your county experiences moderate-to-high exposure to natural hazards compared to typical American communities.

Upper-tier risk in Indiana

Bartholomew County ranks in the higher-risk portion of Indiana's 92 counties with a score of 70.87, well above the state average of 45.52. Only a handful of Indiana counties exceed your disaster vulnerability.

Riskier than most regional peers

Bartholomew County's 70.87 score exceeds nearby Brown County (19.69) and Carroll County (29.64), placing it among the region's most vulnerable. Only Allen County to the north approaches comparable risk levels.

Tornadoes and floods are critical

Tornado risk peaks at 87.34, making severe storms your most immediate threat, while flooding reaches 77.99—reflecting the White River system and precipitation vulnerability. Earthquake risk of 83.30 completes your trio of major hazards.

Strengthen tornado and flood defenses

With tornado risk at 87.34 and flood risk at 77.99, invest in a certified safe room and confirm your flood insurance is current and adequate. Review your homeowners policy annually and maintain emergency supplies for the 48-72 hour period following major storms.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Bartholomew County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    87th percentile
  2. #2
    EarthquakePrepare
    83th percentile
  3. #3
    FloodPrepare
    78th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Bartholomew County

Risk Verdict

With a national percentile rank of 71th, Bartholomew County faces below-average hazard exposure relative to U.S. counties as a whole. Above-average risk does not mean imminent danger; it signals that informed, hazard-specific preparedness has high value here.

Hazard Breakdown

Tornado risk is Bartholomew County's dominant natural hazard, ranked at the 87th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 83th percentile nationally. Additional tracked hazards include flood (78th percentile), wildfire (26th percentile), hurricane (21th percentile).

Preparedness Context

At the 87th percentile nationally for tornado risk, Bartholomew County households benefit most from a reliable alert system — a NOAA weather radio that activates during overnight hours when residents may not be checking smartphone alerts. Earthquake is the second hazard driver for Bartholomew County at the 83th percentile nationally, meaning households should maintain awareness of both severe-weather and earthquake-specific warning systems. For Bartholomew County households, a pre-decided family shelter plan — who goes where, how children are retrieved from school during a warning, and a neighborhood meet-up point if phones fail — provides real protection that no supply kit alone can replicate.

Regional Context

At 25.3 points above the Indiana state average, Bartholomew County carries meaningfully higher natural disaster exposure than a typical Indiana county.

Is your household prepared for Bartholomew County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Bartholomew County, IN?
Bartholomew County has a FEMA National Risk Index rating of Relatively Low, placing it in the 71th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Bartholomew County?
Bartholomew County is evaluated for five major natural hazard types: tornado (87th percentile), earthquake (83th percentile), flooding (78th percentile), wildfire (26th percentile), hurricane (21th percentile). The highest-risk hazard is tornado at the 87th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Bartholomew County risk compare to the Indiana average?
Bartholomew County's composite risk percentile is 71th, compared to the Indiana state average of 46th percentile. The state's overall risk rating is Relatively Low. This means Bartholomew County faces higher natural disaster risk than the typical county in Indiana.
Is Bartholomew County at risk for tornado?
Yes, Bartholomew County's tornado risk is at the 87th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Bartholomew County is at the 78th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Bartholomew County higher risk than average?
Bartholomew County's composite risk score of 71th percentile is above the Indiana state average of 46th percentile. This elevated risk is driven by tornado exposure (87th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.