Floyd County Disaster Risk
Floyd County, Indiana
FEMA Risk Rating
Relatively Low
National Percentile
75th
of 3,144 counties
State Rank
#17
of 92 (1 = highest risk)
Flood Risk
74th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 74% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 19% of US counties
Tornado
Tornado and severe thunderstorm risk
Moderate
Higher than 92% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 78% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 10% of US counties
Risk Overview
About Natural Disaster Risk in Floyd County, Indiana
Floyd Faces Above-Average Disaster Risk
Floyd County scores 75.38 on composite risk, placing it in the Relatively Low category but significantly above Indiana's average of 45.52. This southwestern county experiences elevated exposure to multiple hazard types, particularly severe weather.
Among Indiana's Higher-Risk Counties
Floyd ranks in the upper tier of Indiana counties by composite risk, making it one of the state's more hazard-prone regions. Only a handful of Indiana counties score higher on overall natural disaster threat.
Riskier Than Nearby Counties
Floyd's 75.38 score exceeds neighboring Franklin (34.22), Fayette (33.49), and Fountain (21.25) counties substantially, making it the highest-risk county in its immediate area. Only Dubois County (59.13) approaches Floyd's risk level among regional peers.
Tornadoes Are the Primary Concern
Tornado risk stands at 92.21, the highest hazard exposure in Floyd County and among Indiana's worst tornado-prone zones. Flood risk at 74.17 and earthquake risk at 77.67 create secondary but substantial threats requiring preparedness.
Strong Storm Protection Is Essential
Floyd residents must invest in a designated safe room or basement shelter and maintain comprehensive wind and hail coverage on homeowners policies. Flood insurance is strongly recommended for all properties in flood-prone areas near the Ohio River.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Floyd County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Floyd County
Risk Verdict
Floyd County's FEMA risk score places it at the 75th percentile nationally, indicating lower-than-typical exposure for a U.S. county. At this risk level, having a documented household preparedness plan — not just awareness — is the meaningful next step for Floyd County residents.
Hazard Breakdown
Tornado risk is Floyd County's dominant natural hazard, ranked at the 92th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 78th percentile nationally. Additional tracked hazards include flood (74th percentile), wildfire (19th percentile), hurricane (10th percentile).
Preparedness Context
Tornado exposure at the 92th percentile nationally makes Floyd County a county where a battery-powered weather radio — not just smartphone apps — is a worthwhile household investment, given that mobile networks often fail during severe storms. Alongside tornado exposure, earthquake at the 78th percentile nationally means Floyd County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. In Floyd County, tornado watches indicate favorable atmospheric conditions while warnings mean rotation has been detected — households benefit from understanding this distinction so they shelter immediately on a warning, not after seeking visual confirmation.
Regional Context
The Indiana county average is 29.9 composite points below Floyd County's score, a gap that reflects the county's elevated position in the state's hazard distribution.
Is your household prepared for Floyd County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Floyd County, IN?
What types of natural hazards affect Floyd County?
How does Floyd County risk compare to the Indiana average?
Is Floyd County at risk for tornado?
How is natural disaster risk measured?
Why is Floyd County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.