riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Gibson County Disaster Risk

Gibson County, Indiana

FEMA Risk Rating

Relatively Low

National Percentile

48th

of 3,144 counties

State Rank

#36

of 92 (1 = highest risk)

Flood Risk

37th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 37% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 6% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 39% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 88% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 28% of US counties

Risk Overview

About Natural Disaster Risk in Gibson County, Indiana

Gibson sits just above national average

With a composite risk score of 48.00, Gibson County earns a "Relatively Low" rating and sits modestly above the national average. The county faces notable earthquake exposure (88.45) that elevates its overall score despite lower flood and wildfire threats.

Middling risk by Indiana standards

Gibson's 48.00 score runs slightly above Indiana's 45.52 state average, placing it in the moderate range of state counties. The earthquake risk of 88.45 is notably high—among the state's most significant seismic exposure.

More exposed than Greene County west

Gibson County's risk (48.00) exceeds nearby Greene County's 42.49, driven largely by substantially higher earthquake exposure (88.45 vs. 75.35). Both counties face similar flood and tornado risks, but Gibson's seismic profile sets it apart.

Earthquakes dominate Gibson's hazard profile

Earthquake risk at 88.45 makes Gibson one of Indiana's most seismically exposed counties, far exceeding the state average. Flooding (36.93) and tornadoes (38.74) pose secondary but meaningful threats, particularly in low-lying areas.

Secure homes for seismic and flood risk

Homeowners should ensure earthquake coverage through specialized policies, as standard homeowners insurance excludes seismic damage. Flood insurance is also essential for properties in flood-prone zones, and securing heavy furniture and appliances protects against earthquake damage.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Gibson County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    88th percentile
  2. #2
    TornadoPrepare
    39th percentile
  3. #3
    FloodPrepare
    37th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Gibson County

Risk Verdict

At the 48th percentile nationally, Gibson County experiences a manageable level of natural hazard risk that falls below the U.S. median. The 48th percentile national ranking is one lens; Gibson County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.

Hazard Breakdown

Earthquake risk is Gibson County's dominant natural hazard, ranked at the 88th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 39th percentile nationally. Additional tracked hazards include flood (37th percentile), hurricane (28th percentile), wildfire (6th percentile).

Preparedness Context

Gibson County's primary hazard, earthquake, ranks at the 88th percentile nationally. Unreinforced masonry structures carry the highest injury risk during seismic events; residents in older buildings should check with their municipality about available seismic retrofit programs. Alongside earthquake exposure, Gibson County's tornado risk at the 39th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. After a major earthquake, Gibson County residents should expect water service disruption for 24 to 72 or more hours. Storing a minimum of one gallon per person per day for three days — before any event — is the most direct preparedness action households can take.

Regional Context

At 2.5 points from the Indiana county mean, Gibson County's overall disaster risk profile is close to typical for this state, with no dramatic deviation in either direction.

Is your household prepared for Gibson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Gibson County, IN?
Gibson County has a FEMA National Risk Index rating of Relatively Low, placing it in the 48th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Gibson County?
Gibson County is evaluated for five major natural hazard types: earthquake (88th percentile), tornado (39th percentile), flooding (37th percentile), hurricane (28th percentile), wildfire (6th percentile). The highest-risk hazard is earthquake at the 88th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Gibson County risk compare to the Indiana average?
Gibson County's composite risk percentile is 48th, compared to the Indiana state average of 46th percentile. The state's overall risk rating is Relatively Low. This means Gibson County faces higher natural disaster risk than the typical county in Indiana.
Is Gibson County at risk for earthquake?
Yes, Gibson County's earthquake risk is at the 88th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Gibson County is at the 37th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Gibson County higher risk than average?
Gibson County's composite risk score of 48th percentile is above the Indiana state average of 46th percentile. This elevated risk is driven by earthquake exposure (88th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.