Henry County Disaster Risk
Henry County, Indiana
FEMA Risk Rating
Relatively Low
National Percentile
45th
of 3,144 counties
State Rank
#41
of 92 (1 = highest risk)
Flood Risk
55th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 55% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 9% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 81% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 67% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 21% of US counties
Risk Overview
About Natural Disaster Risk in Henry County, Indiana
Henry County's risk: Below average
Henry County scores 44.82 on the national composite risk scale, placing it in the relatively low category and slightly below Indiana's 45.52 state average. This means residents face fewer natural disaster threats than most Americans, though vigilance remains important.
Middle of the pack statewide
Henry County ranks in the middle range among Indiana's 92 counties for overall natural disaster risk. While not the lowest-risk county in the state, it performs better than nearly half its peers.
Safer than Howard County nearby
Henry County's 44.82 risk score sits well below neighboring Howard County (63.68), making it one of the safer areas in east-central Indiana. Compared to Randolph County to the east, Henry faces more moderate natural disaster exposure.
Tornadoes and earthquakes dominate
Tornado risk peaks at 80.69 in Henry County, making severe thunderstorms the primary hazard residents must prepare for. Earthquake risk scores 67.40, elevated for Indiana, while flood risk (54.83) and wildfire risk (9.06) present lesser but still notable concerns.
Secure comprehensive coverage now
Henry County residents should prioritize homeowners insurance that covers wind and hail damage from tornadoes, as this represents the county's leading natural disaster threat. Adding earthquake coverage is also prudent, given the 67.40 seismic risk score.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Henry County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Henry County
Risk Verdict
At the 45th percentile nationally, Henry County experiences a manageable level of natural hazard risk that falls below the U.S. median. A 45th percentile score positions Henry County among the nation's lower-risk counties, a genuinely favorable outcome — one that simple, low-cost preparedness habits can reinforce further.
Hazard Breakdown
Tornado risk is Henry County's dominant natural hazard, ranked at the 81th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 67th percentile nationally. Additional tracked hazards include flood (55th percentile), hurricane (21th percentile), wildfire (9th percentile).
Preparedness Context
Henry County's primary hazard, tornado, ranks at the 81th percentile nationally. In Henry County, mobile homes and manufactured housing face significantly higher tornado risk than site-built structures; residents in these homes should identify the nearest permanent community shelter in advance. Earthquake is the second hazard driver for Henry County at the 67th percentile nationally, meaning households should maintain awareness of both severe-weather and earthquake-specific warning systems. The highest-risk window for tornado fatalities is overnight, when Henry County residents may be asleep. A NOAA weather radio with overnight alert capability is the single most impactful low-cost preparedness step available to Henry County households.
Regional Context
At 0.7 points from the Indiana county mean, Henry County's overall disaster risk profile is close to typical for this state, with no dramatic deviation in either direction.
Is your household prepared for Henry County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Henry County, IN?
What types of natural hazards affect Henry County?
How does Henry County risk compare to the Indiana average?
Is Henry County at risk for tornado?
How is natural disaster risk measured?
Is Henry County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.