Tipton County Disaster Risk

Tipton County, Indiana

FEMA Risk Rating

Very Low

National Percentile

9th

of 3,144 counties

State Rank

#88

of 92 (1 = highest risk)

Flood Risk

19th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 19% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 1% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 42% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 45% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 14% of US counties

Risk Advisory: Tipton County

Risk Verdict

Tipton County has a very low overall disaster risk profile, scoring in the 9th percentile nationally. This county is among the safer counties in the United States from a natural disaster perspective, though no area is entirely risk-free.

Hazard Breakdown

Earthquake risk is the dominant hazard for Tipton County, scoring in the 45th percentile nationally. It is followed by tornado risk at the 42th percentile. Additional hazards include flood (19th), hurricane (14th), wildfire (1th).

Preparedness Context

With earthquake risk as the top concern, Tipton County residents should secure heavy furniture and appliances, know how to shut off utilities, and keep emergency supplies accessible. Secondary risks such as tornado also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Tipton County is notably safer than the average county in Indiana. Its composite risk score is 36.6 points lower than the state average, indicating below-average exposure to natural hazards relative to other counties in the state.

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Frequently Asked Questions

What is the natural disaster risk in Tipton County, IN?
Tipton County has a FEMA National Risk Index rating of Very Low, placing it in the 9th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Tipton County?
Tipton County is evaluated for five major natural hazard types: earthquake (45th percentile), tornado (42th percentile), flooding (19th percentile), hurricane (14th percentile), wildfire (1th percentile). The highest-risk hazard is earthquake at the 45th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Tipton County risk compare to the Indiana average?
Tipton County's composite risk percentile is 9th, compared to the Indiana state average of 46th percentile. The state's overall risk rating is Relatively Low. This means Tipton County faces lower natural disaster risk than the typical county in Indiana.
Is Tipton County at risk for earthquake?
Yes, Tipton County's earthquake risk is at the 45th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Tipton County is at the 19th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Tipton County a safe place to live?
Tipton County's composite risk score of 9th percentile is below the Indiana state average of 46th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 45th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.