riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Bremer County Disaster Risk

Bremer County, Iowa

FEMA Risk Rating

Very Low

National Percentile

25th

of 3,144 counties

State Rank

#76

of 99 (1 = highest risk)

Flood Risk

33th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 33% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 23% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 52% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 14% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 8% of US counties

Risk Overview

About Natural Disaster Risk in Bremer County, Iowa

Bremer sits well below national risk average

With a composite risk score of 24.55, Bremer County ranks in the Very Low category—well below the national baseline. This means residents face significantly lower exposure to major natural disasters than the typical American county.

Among Iowa's safer counties overall

Bremer's score of 24.55 sits 38% below Iowa's state average of 39.68, placing it firmly in the lower-risk tier. The county ranks among Iowa's most resilient communities when considering all hazard types combined.

Safer than most immediate neighbors

Bremer (24.55) edges out Buchanan County (24.05) as nearly equal peers, but both are significantly safer than Buena Vista (39.28) and Butler (27.10) to the west. Cedar County (21.50) ranks as the region's safest.

Tornadoes pose the clearest threat

Tornado risk reaches 52.29 in Bremer—a meaningful elevation that demands preparedness despite the county's overall low profile. Flood risk (33.37) and wildfire risk (22.87) remain secondary concerns, with earthquake and hurricane risks minimal.

Storm coverage matters most here

Renters and homeowners should prioritize wind and hail coverage in their insurance policies given tornado exposure. A basement or safe room plan and a household emergency kit are essential investments for any Bremer County resident.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Bremer County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    52th percentile
  2. #2
    FloodPrepare
    33th percentile
  3. #3
    WildfirePrepare
    23th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Bremer County

Risk Verdict

Bremer County carries a low natural disaster risk burden, scoring at the 25th percentile under the FEMA National Risk Index. At the 25th percentile, Bremer County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.

Hazard Breakdown

Tornado risk is Bremer County's dominant natural hazard, ranked at the 52th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 33th percentile nationally. Additional tracked hazards include wildfire (23th percentile), earthquake (14th percentile), hurricane (8th percentile).

Preparedness Context

Bremer County's primary hazard, tornado, ranks at the 52th percentile nationally. In Bremer County, mobile homes and manufactured housing face significantly higher tornado risk than site-built structures; residents in these homes should identify the nearest permanent community shelter in advance. The secondary flood hazard at the 33th percentile nationally adds seasonal complexity to Bremer County's preparedness calendar, since flood and tornado risk often peak at different points in the year. The highest-risk window for tornado fatalities is overnight, when Bremer County residents may be asleep. A NOAA weather radio with overnight alert capability is the single most impactful low-cost preparedness step available to Bremer County households.

Regional Context

Compared to the Iowa county average, Bremer County's composite score runs 15.1 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.

Is your household prepared for Bremer County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Bremer County, IA?
Bremer County has a FEMA National Risk Index rating of Very Low, placing it in the 25th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Bremer County?
Bremer County is evaluated for five major natural hazard types: tornado (52th percentile), flooding (33th percentile), wildfire (23th percentile), earthquake (14th percentile), hurricane (8th percentile). The highest-risk hazard is tornado at the 52th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Bremer County risk compare to the Iowa average?
Bremer County's composite risk percentile is 25th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Bremer County faces lower natural disaster risk than the typical county in Iowa.
Is Bremer County at risk for tornado?
Yes, Bremer County's tornado risk is at the 52th percentile nationally. This is above the national median. For flooding specifically, Bremer County is at the 33th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Bremer County a safe place to live?
Bremer County's composite risk score of 25th percentile is below the Iowa state average of 40th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 52th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.