riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Chickasaw County Disaster Risk

Chickasaw County, Iowa

FEMA Risk Rating

Very Low

National Percentile

32th

of 3,144 counties

State Rank

#60

of 99 (1 = highest risk)

Flood Risk

40th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 40% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 20% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 59% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 12% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 12% of US counties

Risk Overview

About Natural Disaster Risk in Chickasaw County, Iowa

Chickasaw County ranks very low nationally

Chickasaw's composite risk score of 31.74 sits comfortably below Iowa's state average of 39.68 and well below the national median. This county experiences among the lowest natural disaster exposure in the United States.

Among Iowa's most resilient counties

Chickasaw ranks in the bottom quartile of Iowa's 99 counties by composite risk, making it one of the state's safest from natural hazard exposure. Few Iowa counties score lower across all hazard categories.

Lowest risk in its region

Chickasaw's 31.74 score edges below neighbors Cherokee (34.13) and Clayton (42.21), making it the safest county in its immediate area. This consistency reflects favorable geography and climate patterns across north-central Iowa.

Minimal hazard exposure overall

Tornado risk of 59.26 represents Chickasaw's highest exposure, though still moderate compared to state averages. Flood (39.57), wildfire (19.56), and earthquake (11.96) risks remain consistently low.

Standard coverage usually sufficient

Chickasaw's low-risk profile means standard homeowners insurance often provides adequate protection, though tornado exclusions in standard policies warrant a separate windstorm rider. Flood insurance becomes relevant only for properties in mapped flood zones.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Chickasaw County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    59th percentile
  2. #2
    FloodPrepare
    40th percentile
  3. #3
    WildfirePrepare
    20th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Chickasaw County

Risk Verdict

Compared to the nation's 3,144 counties, Chickasaw County ranks at the 32th percentile for natural disaster risk — toward the safer end of the spectrum. At the 32th percentile, Chickasaw County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.

Hazard Breakdown

Tornado risk is Chickasaw County's dominant natural hazard, ranked at the 59th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 40th percentile nationally. Additional tracked hazards include wildfire (20th percentile), hurricane (12th percentile), earthquake (12th percentile).

Preparedness Context

Tornado exposure at the 59th percentile nationally makes Chickasaw County a county where a battery-powered weather radio — not just smartphone apps — is a worthwhile household investment, given that mobile networks often fail during severe storms. Flood is the second hazard driver for Chickasaw County at the 40th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. In Chickasaw County, tornado watches indicate favorable atmospheric conditions while warnings mean rotation has been detected — households benefit from understanding this distinction so they shelter immediately on a warning, not after seeking visual confirmation.

Regional Context

At 7.9 points below the Iowa state average, Chickasaw County is among the lower-risk counties in the state for natural disaster exposure.

Is your household prepared for Chickasaw County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Chickasaw County, IA?
Chickasaw County has a FEMA National Risk Index rating of Very Low, placing it in the 32th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Chickasaw County?
Chickasaw County is evaluated for five major natural hazard types: tornado (59th percentile), flooding (40th percentile), wildfire (20th percentile), hurricane (12th percentile), earthquake (12th percentile). The highest-risk hazard is tornado at the 59th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Chickasaw County risk compare to the Iowa average?
Chickasaw County's composite risk percentile is 32th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Chickasaw County faces lower natural disaster risk than the typical county in Iowa.
Is Chickasaw County at risk for tornado?
Yes, Chickasaw County's tornado risk is at the 59th percentile nationally. This is above the national median. For flooding specifically, Chickasaw County is at the 40th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Chickasaw County a safe place to live?
Chickasaw County's composite risk score of 32th percentile is below the Iowa state average of 40th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 59th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.