riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Dallas County Disaster Risk

Dallas County, Iowa

FEMA Risk Rating

Relatively Low

National Percentile

61th

of 3,144 counties

State Rank

#16

of 99 (1 = highest risk)

Flood Risk

60th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 60% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 41% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 85% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 26% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 13% of US counties

Risk Overview

About Natural Disaster Risk in Dallas County, Iowa

Dallas County's Risk Above National Average

Dallas County scores 60.59 on the composite risk scale, placing it in the "Relatively Low" category but notably higher than Iowa's state average of 39.68. This elevation reflects concentrated tornado exposure and moderate flood risk that outpace much of the Midwest. Understanding your local hazards is the first step toward effective preparation.

Middle of the Pack in Iowa Risk Rankings

Among Iowa's 99 counties, Dallas County ranks in the upper-middle tier for overall disaster risk, driven primarily by its 84.70 tornado risk score—one of the state's highest. While flood and wildfire risks remain moderate, the tornado threat distinguishes Dallas as a county where severe weather preparedness matters most. This positioning reflects Dallas's geography and history with spring and summer storm activity.

Higher Risk Than Surrounding Counties

Dallas County's 60.59 composite score exceeds neighboring Polk, Madison, and Warren counties, primarily due to elevated tornado exposure. Decatur County to the south scores significantly lower at 23.60, representing Iowa's lowest-risk profile. Dallas residents face notably steeper natural disaster risks than their immediate neighbors across most hazard types.

Tornadoes and Flooding Lead Your Threats

Tornado risk dominates Dallas County at 84.70—a level that warrants a reliable weather alert system and a designated safe room in your home. Flood risk scores 60.43, reflecting the county's drainage patterns and proximity to Des Moines River tributaries, making flood insurance essential for properties in low-lying areas. Wildfire risk at 40.65 remains manageable but worth monitoring during drought conditions.

Prepare for Tornadoes and Floods Now

Given Dallas County's extreme tornado exposure, ensure your homeowner's policy covers storm damage and consider installing a safe room or basement shelter. Flood insurance through the National Flood Insurance Program (NFIP) is critical if you're in a flood-prone zone—standard homeowner's policies exclude flood damage. Review your coverage annually and sign up for local emergency alerts through your county emergency management office.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Dallas County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    85th percentile
  2. #2
    FloodPrepare
    60th percentile
  3. #3
    WildfirePrepare
    41th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Dallas County

Risk Verdict

Dallas County ranks at the 61th percentile nationally for natural disaster risk — below the median for U.S. counties. Residents are encouraged to understand which hazards dominate locally and tailor their preparedness accordingly.

Hazard Breakdown

Tornado risk is Dallas County's dominant natural hazard, ranked at the 85th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 60th percentile nationally. Additional tracked hazards include wildfire (41th percentile), earthquake (26th percentile), hurricane (13th percentile).

Preparedness Context

Dallas County ranks at the 85th percentile nationally for tornado exposure. Unlike many slow-onset hazards, tornadoes in Dallas County can reach full intensity in minutes; a pre-practiced household shelter plan matters far more than stockpiled supplies. Flood is the second hazard driver for Dallas County at the 60th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. Dallas County county emergency management typically publishes annual severe-weather preparedness guides tailored to local tornado patterns; households benefit from reviewing these before storm season begins each spring.

Regional Context

Compared to other Iowa counties, Dallas County runs 20.9 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.

Is your household prepared for Dallas County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Dallas County, IA?
Dallas County has a FEMA National Risk Index rating of Relatively Low, placing it in the 61th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Dallas County?
Dallas County is evaluated for five major natural hazard types: tornado (85th percentile), flooding (60th percentile), wildfire (41th percentile), earthquake (26th percentile), hurricane (13th percentile). The highest-risk hazard is tornado at the 85th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Dallas County risk compare to the Iowa average?
Dallas County's composite risk percentile is 61th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Dallas County faces higher natural disaster risk than the typical county in Iowa.
Is Dallas County at risk for tornado?
Yes, Dallas County's tornado risk is at the 85th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Dallas County is at the 60th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Dallas County higher risk than average?
Dallas County's composite risk score of 61th percentile is above the Iowa state average of 40th percentile. This elevated risk is driven by tornado exposure (85th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.