riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Henry County Disaster Risk

Henry County, Iowa

FEMA Risk Rating

Very Low

National Percentile

31th

of 3,144 counties

State Rank

#63

of 99 (1 = highest risk)

Flood Risk

27th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 27% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 48% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 49% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 44% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 16% of US counties

Risk Overview

About Natural Disaster Risk in Henry County, Iowa

Henry: Low Risk With Unique Threats

Henry County's composite risk score of 30.85 falls in the Very Low category, sitting below Iowa's state average of 39.68. However, the county's earthquake risk (43.64) is notably high for the Midwest, reflecting its location near seismic zones.

Safe Overall, Elevated Earthquake Risk

Henry ranks well within Iowa's natural disaster risk landscape, but its earthquake score of 43.64 significantly exceeds the state average. This unusual exposure stems from Henry's position in a region with above-average seismic activity.

Earthquake Risk Distinguishes Henry

Henry's neighbors Hancock (11.39 earthquake risk) and Howard (6.84) face far lower seismic exposure, making Henry's 43.64 score a regional outlier. Iowa County (26.21) also has elevated earthquake risk but less than Henry, suggesting localized seismic vulnerability in this area.

Wildfire, Tornado, and Earthquakes

Wildfire (47.93), tornado (48.54), and earthquake (43.64) risks cluster as Henry's primary hazards, all scoring above 40. Flood risk (26.72) is lower but still notable, while hurricane exposure is minimal.

Address Earthquake and Storm Risks

Henry residents should verify homeowners insurance covers wind and fire, and consider earthquake insurance given the county's above-average seismic exposure. Secure heavy furniture and appliances, maintain gas line shut-off capability, and test your smoke and carbon monoxide detectors regularly.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Henry County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    49th percentile
  2. #2
    WildfirePrepare
    48th percentile
  3. #3
    EarthquakePrepare
    44th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Henry County

Risk Verdict

Henry County carries a low natural disaster risk burden, scoring at the 31th percentile under the FEMA National Risk Index. Being ranked at the 31th percentile nationally is an advantage for Henry County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.

Hazard Breakdown

Tornado risk is Henry County's dominant natural hazard, ranked at the 49th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 48th percentile nationally. Additional tracked hazards include earthquake (44th percentile), flood (27th percentile), hurricane (16th percentile).

Preparedness Context

Henry County's primary hazard, tornado, ranks at the 49th percentile nationally. In Henry County, mobile homes and manufactured housing face significantly higher tornado risk than site-built structures; residents in these homes should identify the nearest permanent community shelter in advance. Alongside tornado exposure, wildfire at the 48th percentile nationally means Henry County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. The highest-risk window for tornado fatalities is overnight, when Henry County residents may be asleep. A NOAA weather radio with overnight alert capability is the single most impactful low-cost preparedness step available to Henry County households.

Regional Context

Compared to the Iowa county average, Henry County's composite score runs 8.8 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.

Is your household prepared for Henry County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Henry County, IA?
Henry County has a FEMA National Risk Index rating of Very Low, placing it in the 31th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Henry County?
Henry County is evaluated for five major natural hazard types: tornado (49th percentile), wildfire (48th percentile), earthquake (44th percentile), flooding (27th percentile), hurricane (16th percentile). The highest-risk hazard is tornado at the 49th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Henry County risk compare to the Iowa average?
Henry County's composite risk percentile is 31th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Henry County faces lower natural disaster risk than the typical county in Iowa.
Is Henry County at risk for tornado?
Yes, Henry County's tornado risk is at the 49th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Henry County is at the 27th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Henry County a safe place to live?
Henry County's composite risk score of 31th percentile is below the Iowa state average of 40th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 49th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.