riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Washington County Disaster Risk

Washington County, Iowa

FEMA Risk Rating

Relatively Low

National Percentile

44th

of 3,144 counties

State Rank

#33

of 99 (1 = highest risk)

Flood Risk

48th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 48% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 55% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 57% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 36% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 20% of US counties

Risk Overview

About Natural Disaster Risk in Washington County, Iowa

Washington's risk slightly exceeds national norm

Washington County scores 44.18 on the composite risk scale, rating Relatively Low but sitting 11% above the national average. The county experiences more frequent severe weather than typical American communities.

Moderate risk for Iowa standards

Washington scores 44.18, slightly above Iowa's state average of 39.68, placing it in the upper-middle range of state hazard exposure. The county faces more combined risk than most Iowa communities.

Riskier than some, safer than Wapello

Washington (44.18) exceeds the safety of Warren (36.10) and Van Buren (33.62), but carries only two-thirds the risk of nearby Wapello (65.33). Winneshiek County (36.20) presents similar exposure.

Tornadoes lead, floods and hurricanes follow

Tornado risk at 56.97 tops Washington's hazard list, followed by flood risk at 48.38 and a notable hurricane score of 20.07—highest in the region. This trio reflects Washington's location along southeastern Iowa's weather vulnerability zone.

Storm, flood, and wind coverage essential

Washington residents should carry robust wind and hail insurance for tornado protection, plus flood coverage given the 48.38 flood risk score. Consider supplemental policies that address wind and water damage comprehensively.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Washington County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    57th percentile
  2. #2
    WildfirePrepare
    55th percentile
  3. #3
    FloodPrepare
    48th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Washington County

Risk Verdict

Natural hazard pressure in Washington County is below the national midpoint, with a composite score at the 44th percentile. Residents of Washington County can use the 44th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.

Hazard Breakdown

Tornado risk is Washington County's dominant natural hazard, ranked at the 57th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 55th percentile nationally. Additional tracked hazards include flood (48th percentile), earthquake (36th percentile), hurricane (20th percentile).

Preparedness Context

With tornado ranked at the 57th percentile nationally, Washington County sits in a high-exposure zone where the difference between outcomes often comes down to proximity to a reinforced interior shelter and seconds of warning time. Alongside tornado exposure, wildfire at the 55th percentile nationally means Washington County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. For Washington County households, safe rooms certified to FEMA 320/361 standards offer the highest protection during a direct tornado hit; households without a safe room should locate the innermost lowest-floor room in their building and practice the route to it before storm season.

Regional Context

Washington County's risk score is broadly comparable to the Iowa county average, with a 4.5-point gap that places the county near the center of the state's hazard distribution.

Is your household prepared for Washington County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Washington County, IA?
Washington County has a FEMA National Risk Index rating of Relatively Low, placing it in the 44th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Washington County?
Washington County is evaluated for five major natural hazard types: tornado (57th percentile), wildfire (55th percentile), flooding (48th percentile), earthquake (36th percentile), hurricane (20th percentile). The highest-risk hazard is tornado at the 57th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Washington County risk compare to the Iowa average?
Washington County's composite risk percentile is 44th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Washington County faces higher natural disaster risk than the typical county in Iowa.
Is Washington County at risk for tornado?
Yes, Washington County's tornado risk is at the 57th percentile nationally. This is above the national median. For flooding specifically, Washington County is at the 48th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Washington County higher risk than average?
Washington County's composite risk score of 44th percentile is above the Iowa state average of 40th percentile. This elevated risk is driven by tornado exposure (57th percentile), along with wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.