riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Worth County Disaster Risk

Worth County, Iowa

FEMA Risk Rating

Very Low

National Percentile

10th

of 3,144 counties

State Rank

#99

of 99 (1 = highest risk)

Flood Risk

11th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 11% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 3% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 36% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 5% of US counties

Risk Overview

About Natural Disaster Risk in Worth County, Iowa

Worth County enjoys very low disaster risk

With a composite risk score of just 9.86, Worth County ranks as very low for natural disasters—well below Iowa's state average of 39.68 and among the safest counties nationally. This favorable profile reflects consistently low exposure across flood, wildfire, and earthquake hazards.

Iowa's safest counties by far

Worth County's composite risk score of 9.86 places it in Iowa's lowest tier of disaster vulnerability, dramatically outperforming the state average of 39.68. The county's minimal flood risk (10.72), wildfire risk (3.18), and earthquake risk (4.83) contribute to this exceptional safety profile.

Safest in a relatively low-risk region

Worth County's risk score of 9.86 is substantially lower than Wright County (41.51) and miles ahead of Woodbury County (83.27). Even within a region of generally lower disaster exposure, Worth County stands out as exceptionally protected from natural hazards.

Tornado risk is the main concern

Worth County's only meaningful natural disaster exposure is tornado risk at 36.01, still well below statewide levels and manageable with proper planning. All other major hazards—flood, wildfire, earthquake—score extremely low, leaving residents with minimal multi-hazard vulnerability.

Standard coverage meets local needs

Worth County's low-risk profile means standard homeowners insurance typically provides adequate protection, though tornado-specific preparation remains prudent—identify a safe room and keep emergency supplies accessible. Your primary focus should be maintaining working smoke detectors and a basic emergency kit rather than specialized disaster coverage.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Worth County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    36th percentile
  2. #2
    FloodPrepare
    11th percentile
  3. #3
    EarthquakePrepare
    5th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Worth County

Risk Verdict

Worth County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 10th percentile nationally. A preparedness foundation — alert registration, household communication plan, and a basic supply review — costs little and remains valuable even at Worth County's favorable 10th percentile ranking.

Hazard Breakdown

Tornado risk is Worth County's dominant natural hazard, ranked at the 36th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 11th percentile nationally. Additional tracked hazards include earthquake (5th percentile), wildfire (3th percentile).

Preparedness Context

At the 36th percentile nationally for tornado risk, Worth County households benefit most from a reliable alert system — a NOAA weather radio that activates during overnight hours when residents may not be checking smartphone alerts. Alongside tornado exposure, flood at the 11th percentile nationally means Worth County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. For Worth County households, a pre-decided family shelter plan — who goes where, how children are retrieved from school during a warning, and a neighborhood meet-up point if phones fail — provides real protection that no supply kit alone can replicate.

Regional Context

Worth County falls 29.8 points below Iowa's typical county risk level, making it one of the safer natural-hazard environments in the state.

Is your household prepared for Worth County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Worth County, IA?
Worth County has a FEMA National Risk Index rating of Very Low, placing it in the 10th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Worth County?
Worth County is evaluated for five major natural hazard types: tornado (36th percentile), flooding (11th percentile), earthquake (5th percentile), wildfire (3th percentile). The highest-risk hazard is tornado at the 36th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Worth County risk compare to the Iowa average?
Worth County's composite risk percentile is 10th, compared to the Iowa state average of 40th percentile. The state's overall risk rating is Very Low. This means Worth County faces lower natural disaster risk than the typical county in Iowa.
Is Worth County at risk for tornado?
Yes, Worth County's tornado risk is at the 36th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Worth County is at the 11th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Worth County a safe place to live?
Worth County's composite risk score of 10th percentile is below the Iowa state average of 40th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 36th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.