riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Harper County Disaster Risk

Harper County, Kansas

FEMA Risk Rating

Very Low

National Percentile

31th

of 3,144 counties

State Rank

#42

of 105 (1 = highest risk)

Flood Risk

16th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 16% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 79% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 63% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 27% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 22% of US counties

Risk Overview

About Natural Disaster Risk in Harper County, Kansas

Harper County: Moderate Risk Profile

Harper County's composite risk score of 31.33 places it at very low risk overall but slightly above the national average. Residents face somewhat elevated natural disaster exposure compared to typical U.S. counties, though the rating remains very low.

Above-Average Risk for Kansas

Harper County's score of 31.33 exceeds Kansas's state average of 29.89, making it a higher-risk county within the state. This positions Harper County in the upper-risk tier of Kansas communities, though still rated very low nationally.

Second-Highest Risk in the Region

Harper County's score of 31.33 ranks it as the second-highest-risk county in its immediate area, exceeded only by nearby Harvey County (38.93). The county faces notably greater disaster exposure than Grant County (13.55) and Graham County (4.33) to the north.

Tornado and Wildfire Top Your Threats

Tornado risk in Harper County reaches 62.72—the county's dominant natural hazard—followed by wildfire risk at 79.48 and earthquake risk at 27.32. Together, these three hazards account for the vast majority of Harper County's natural disaster exposure.

Invest in Storm Shelter and Coverage

Harper County residents should prioritize access to a certified storm shelter or safe room given tornado risk of 62.72 and wildfire risk of 79.48. Ensure your homeowners and renters insurance includes comprehensive wind, hail, and fire coverage with adequate limits for your property value.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Harper County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    79th percentile
  2. #2
    TornadoPrepare
    63th percentile
  3. #3
    EarthquakePrepare
    27th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Harper County

Risk Verdict

Harper County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 31th percentile nationally. At the 31th percentile, Harper County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.

Hazard Breakdown

Wildfire risk is Harper County's dominant natural hazard, ranked at the 79th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 63th percentile nationally. Additional tracked hazards include earthquake (27th percentile), hurricane (22th percentile), flood (16th percentile).

Preparedness Context

At the 79th percentile nationally for wildfire risk, Harper County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. The county's tornado exposure at the 63th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Harper County residents.

Regional Context

Harper County tracks the Kansas county average closely, sitting 1.4 composite points above the state mean — neither a standout high-risk nor low-risk county within Kansas.

Is your household prepared for Harper County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Harper County, KS?
Harper County has a FEMA National Risk Index rating of Very Low, placing it in the 31th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Harper County?
Harper County is evaluated for five major natural hazard types: wildfire (79th percentile), tornado (63th percentile), earthquake (27th percentile), hurricane (22th percentile), flooding (16th percentile). The highest-risk hazard is wildfire at the 79th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Harper County risk compare to the Kansas average?
Harper County's composite risk percentile is 31th, compared to the Kansas state average of 30th percentile. The state's overall risk rating is Very Low. This means Harper County faces higher natural disaster risk than the typical county in Kansas.
Is Harper County at risk for wildfire?
Yes, Harper County's wildfire risk is at the 79th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Harper County is at the 16th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Harper County higher risk than average?
Harper County's composite risk score of 31th percentile is above the Kansas state average of 30th percentile. This elevated risk is driven by wildfire exposure (79th percentile), along with tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.