Montgomery County Disaster Risk

Montgomery County, Kansas

FEMA Risk Rating

Relatively Low

National Percentile

73th

of 3,144 counties

State Rank

#8

of 105 (1 = highest risk)

Flood Risk

70th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 70% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 70% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 89% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 48% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 35% of US counties

Risk Advisory: Montgomery County

Risk Verdict

Montgomery County shows a relatively low overall disaster risk profile, scoring in the 73th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Tornado risk is the dominant hazard for Montgomery County, scoring in the 89th percentile nationally. It is followed by flood risk at the 70th percentile. Additional hazards include wildfire (70th), earthquake (48th), hurricane (35th).

Preparedness Context

With tornado risk as the top concern, Montgomery County residents should identify a safe room or interior space on the lowest floor, have a NOAA weather radio, and practice tornado drills with your household. Secondary risks such as flood also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Montgomery County is significantly riskier than the average county in Kansas. Its composite risk score is 43.5 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

Is your home insured against Montgomery County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

High flood risk area

Learn about NFIP flood insurance coverage for your property.

Learn More →

Frequently Asked Questions

What is the natural disaster risk in Montgomery County, KS?
Montgomery County has a FEMA National Risk Index rating of Relatively Low, placing it in the 73th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Montgomery County?
Montgomery County is evaluated for five major natural hazard types: tornado (89th percentile), flooding (70th percentile), wildfire (70th percentile), earthquake (48th percentile), hurricane (35th percentile). The highest-risk hazard is tornado at the 89th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Montgomery County risk compare to the Kansas average?
Montgomery County's composite risk percentile is 73th, compared to the Kansas state average of 30th percentile. The state's overall risk rating is Very Low. This means Montgomery County faces higher natural disaster risk than the typical county in Kansas.
Is Montgomery County at risk for tornado?
Yes, Montgomery County's tornado risk is at the 89th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Montgomery County is at the 70th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Montgomery County higher risk than average?
Montgomery County's composite risk score of 73th percentile is above the Kansas state average of 30th percentile. This elevated risk is driven by tornado exposure (89th percentile), along with flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.