riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Sumner County Disaster Risk

Sumner County, Kansas

FEMA Risk Rating

Relatively Low

National Percentile

49th

of 3,144 counties

State Rank

#21

of 105 (1 = highest risk)

Flood Risk

47th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 47% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 65% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 79% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 32% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 20% of US counties

Risk Overview

About Natural Disaster Risk in Sumner County, Kansas

Sumner exceeds state average, approaches moderate risk

At 48.82, Sumner County's composite risk score substantially exceeds Kansas's mean of 29.89 and approaches moderate territory. The county sits in a higher-exposure bracket compared to most of its state and many national peers.

Second-highest risk county in Kansas

Sumner County's 48.82 score ranks it as the second-most-hazardous county in Kansas, trailing only Shawnee's extreme exposure. This places Sumner in a notably vulnerable position within the state.

Significantly riskier than surrounding counties

Neighboring Cowley, Butler, and Woodson counties all maintain substantially lower risk scores, making Sumner a regional hotspot for natural disaster exposure. The county stands apart as notably more vulnerable than its peers.

Tornado, flood, and wildfire dominate

Tornado risk peaks at 79.01, flood risk reaches 46.72, and wildfire hits 64.79—a trio of serious exposures that far outpace other hazards. These three hazards collectively define Sumner's elevated overall risk.

Multi-hazard coverage is crucial here

Sumner County residents need separate flood insurance and should ensure comprehensive wind/hail coverage given tornado scores of 79.01. Reviewing and upgrading homeowners policies isn't optional in this second-highest-risk county in Kansas.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Sumner County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    79th percentile
  2. #2
    WildfirePrepare
    65th percentile
  3. #3
    FloodPrepare
    47th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Sumner County

Risk Verdict

Natural hazard pressure in Sumner County is below the national midpoint, with a composite score at the 49th percentile. The 49th percentile national ranking is one lens; Sumner County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.

Hazard Breakdown

Tornado risk is Sumner County's dominant natural hazard, ranked at the 79th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 65th percentile nationally. Additional tracked hazards include flood (47th percentile), earthquake (32th percentile), hurricane (20th percentile).

Preparedness Context

With tornado ranked at the 79th percentile nationally, Sumner County sits in a high-exposure zone where the difference between outcomes often comes down to proximity to a reinforced interior shelter and seconds of warning time. Alongside tornado exposure, wildfire at the 65th percentile nationally means Sumner County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. For Sumner County households, safe rooms certified to FEMA 320/361 standards offer the highest protection during a direct tornado hit; households without a safe room should locate the innermost lowest-floor room in their building and practice the route to it before storm season.

Regional Context

Sumner County is 18.9 composite risk points above the Kansas average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Sumner County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Sumner County, KS?
Sumner County has a FEMA National Risk Index rating of Relatively Low, placing it in the 49th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Sumner County?
Sumner County is evaluated for five major natural hazard types: tornado (79th percentile), wildfire (65th percentile), flooding (47th percentile), earthquake (32th percentile), hurricane (20th percentile). The highest-risk hazard is tornado at the 79th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Sumner County risk compare to the Kansas average?
Sumner County's composite risk percentile is 49th, compared to the Kansas state average of 30th percentile. The state's overall risk rating is Very Low. This means Sumner County faces higher natural disaster risk than the typical county in Kansas.
Is Sumner County at risk for tornado?
Yes, Sumner County's tornado risk is at the 79th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Sumner County is at the 47th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Sumner County higher risk than average?
Sumner County's composite risk score of 49th percentile is above the Kansas state average of 30th percentile. This elevated risk is driven by tornado exposure (79th percentile), along with wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.