riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Lee County Disaster Risk

Lee County, Kentucky

FEMA Risk Rating

Very Low

National Percentile

8th

of 3,144 counties

State Rank

#117

of 120 (1 = highest risk)

Flood Risk

21th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 21% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 58% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 23% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 25% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 26% of US counties

Risk Overview

About Natural Disaster Risk in Lee County, Kentucky

Lee County faces very low disaster risk

Lee County's composite risk score of 7.51 places it well below the national average, making it one of Kentucky's safest counties for natural disasters. This very low rating means residents face minimal exposure to the major hazards that threaten other parts of the country.

Among Kentucky's safest counties

Lee County ranks among the lowest-risk counties in Kentucky, with a composite score of 7.51 compared to the state average of 44.21. This 83% lower risk profile reflects the county's geographic position and relatively stable hazard exposure.

Safer than surrounding counties

Lee County's risk score of 7.51 is significantly lower than neighboring Leslie County (31.71) and Letcher County (66.60), making it the safest in its region. This advantage stems largely from lower wildfire, flood, and earthquake exposure compared to nearby counties.

Wildfire and earthquake deserve attention

Wildfire risk (57.79) and earthquake risk (25.29) are Lee County's most elevated hazards, though both remain moderate compared to other counties. Tornado risk at 23.44 and flood risk at 21.15 round out the county's hazard profile, each posing limited but measurable threats.

Standard homeowners coverage suffices

Lee County's low composite risk score means standard homeowners insurance provides adequate protection for most residents. Review your policy annually to ensure coverage matches your home's replacement value, and consider flood insurance if you live near waterways.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Lee County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    58th percentile
  2. #2
    HurricanePrepare
    26th percentile
  3. #3
    EarthquakePrepare
    25th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Lee County

Risk Verdict

Lee County's overall natural disaster score at the 8th percentile puts it well below the national median for hazard exposure. At the 8th percentile nationally, Lee County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.

Hazard Breakdown

Wildfire risk is Lee County's dominant natural hazard, ranked at the 58th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 26th percentile nationally. Additional tracked hazards include earthquake (25th percentile), tornado (23th percentile), flood (21th percentile).

Preparedness Context

With wildfire ranked at the 58th percentile nationally, Lee County is in a zone where air quality can deteriorate rapidly before structures are threatened. An N95 respirator and a HEPA air purifier are practical items for Lee County households to have on hand before fire season. Alongside wildfire, hurricane at the 26th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Defensible space, insurance review, and an evacuation plan are the three preparedness pillars for Lee County households — and the insurance review is the one most often deferred by Lee County residents and most costly to skip when a fire event actually occurs.

Regional Context

Lee County's composite risk score sits 36.7 points below the Kentucky county average, reflecting a more favorable hazard environment than the state typical.

Is your household prepared for Lee County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Lee County, KY?
Lee County has a FEMA National Risk Index rating of Very Low, placing it in the 8th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lee County?
Lee County is evaluated for five major natural hazard types: wildfire (58th percentile), hurricane (26th percentile), earthquake (25th percentile), tornado (23th percentile), flooding (21th percentile). The highest-risk hazard is wildfire at the 58th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lee County risk compare to the Kentucky average?
Lee County's composite risk percentile is 8th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Lee County faces lower natural disaster risk than the typical county in Kentucky.
Is Lee County at risk for wildfire?
Yes, Lee County's wildfire risk is at the 58th percentile nationally. This is above the national median. For flooding specifically, Lee County is at the 21th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Lee County a safe place to live?
Lee County's composite risk score of 8th percentile is below the Kentucky state average of 44th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 58th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.