riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Rockcastle County Disaster Risk

Rockcastle County, Kentucky

FEMA Risk Rating

Very Low

National Percentile

36th

of 3,144 counties

State Rank

#70

of 120 (1 = highest risk)

Flood Risk

53th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 53% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 48% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 49% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 41% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 36% of US counties

Risk Overview

About Natural Disaster Risk in Rockcastle County, Kentucky

Rockcastle County maintains low national disaster risk

Rockcastle County's composite risk score of 36.13 ranks it as very low risk, modestly below the national median and well below Kentucky's state average of 44.21. This favorable profile reflects relatively balanced exposure across multiple hazard types without critical concentrations.

Rockcastle ranks among Kentucky's safer counties

Rockcastle County scores 36.13 in composite risk, placing it in the lower quartile of Kentucky's 120 counties and among the safer communities statewide. The county's risk profile benefits from geographic positioning that minimizes extreme earthquake and hurricane exposure.

Rockcastle part of a safer eastern Kentucky region

Rockcastle County's 36.13 score aligns closely with neighboring Powell County (31.20) and Russell County (31.87), creating a pocket of relative safety in eastern Kentucky. This contrasts sharply with Pike County (87.88) and Perry County (73.22) to the north, which experience significantly higher disaster risk.

Flood exposure is Rockcastle's primary concern

Rockcastle County's highest risk category is flooding at 52.96, modestly above state average but manageable with standard awareness and precautions. Wildfire risk (47.52), tornado risk (48.89), and earthquake risk (40.87) all cluster in the moderate range, with hurricane risk remaining minimal at 35.50.

Standard insurance and flood awareness recommended

Rockcastle County residents should maintain standard homeowners or renters insurance and obtain flood coverage through the National Flood Insurance Program for any properties in or near flood-prone areas. Families should establish an emergency plan and understand local evacuation routes, particularly during severe weather seasons.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Rockcastle County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    53th percentile
  2. #2
    TornadoPrepare
    49th percentile
  3. #3
    WildfirePrepare
    48th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Rockcastle County

Risk Verdict

Rockcastle County's natural disaster risk is among the lowest in the country, with a composite score at the 36th percentile nationally. Residents of Rockcastle County can use the 36th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.

Hazard Breakdown

Flood risk is Rockcastle County's dominant natural hazard, ranked at the 53th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 49th percentile nationally. Additional tracked hazards include wildfire (48th percentile), earthquake (41th percentile), hurricane (36th percentile).

Preparedness Context

Rockcastle County's top natural hazard is flood risk, ranked at the 53th percentile nationally. Homeowners here should confirm whether they are in a FEMA-designated flood zone and check if standard homeowners insurance covers flood damage — it typically does not. Secondary tornado exposure at the 49th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. For most Rockcastle County households, the highest-return preparedness step is storing critical documents in digital cloud backup combined with a pre-designated family meeting point if communication is disrupted.

Regional Context

The Kentucky county average exceeds Rockcastle County's score by 8.1 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Rockcastle County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Rockcastle County, KY?
Rockcastle County has a FEMA National Risk Index rating of Very Low, placing it in the 36th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Rockcastle County?
Rockcastle County is evaluated for five major natural hazard types: flooding (53th percentile), tornado (49th percentile), wildfire (48th percentile), earthquake (41th percentile), hurricane (36th percentile). The highest-risk hazard is flooding at the 53th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Rockcastle County risk compare to the Kentucky average?
Rockcastle County's composite risk percentile is 36th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Rockcastle County faces lower natural disaster risk than the typical county in Kentucky.
Is Rockcastle County at risk for flooding?
Yes, Rockcastle County's flooding risk is at the 53th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Rockcastle County a safe place to live?
Rockcastle County's composite risk score of 36th percentile is below the Kentucky state average of 44th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is flooding at the 53th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.