Todd County Disaster Risk
Todd County, Kentucky
FEMA Risk Rating
Very Low
National Percentile
29th
of 3,144 counties
State Rank
#89
of 120 (1 = highest risk)
Flood Risk
29th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 29% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 3% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 55% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 77% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 30% of US counties
Risk Overview
About Natural Disaster Risk in Todd County, Kentucky
Todd County's disaster risk compared nationally
Todd County scores 28.56 on the composite risk scale, earning a Very Low rating well below Kentucky's state average of 44.21. This places Todd among America's safer counties for natural disaster exposure.
Where Todd ranks among Kentucky counties
Todd County's composite risk score of 28.56 ranks it as one of Kentucky's safest counties, with consistently low exposure across most hazard types. Todd residents benefit from well-below-average natural disaster risk statewide.
How Todd compares to nearby counties
Todd's 28.56 score closely mirrors Simpson County (27.00) and significantly beats Scott County (56.08) and Shelby County (61.86). Todd offers comparable safety to the region's lowest-risk counties, with substantially better protection than higher-risk neighbors.
Todd's minimal natural disaster threats
Earthquakes represent Todd's highest hazard risk at 77.32, though tornado exposure at 55.12 also warrants modest attention. Both scores fall below dangerous thresholds, reflecting Todd's overall safe profile.
Basic coverage protects Todd County homes
Todd's low overall risk profile means standard homeowners insurance provides solid protection for most residents. Consider earthquake coverage given Todd's relatively elevated seismic vulnerability score of 77.32.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Todd County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Todd County
Risk Verdict
At the 29th percentile nationally, Todd County experiences relatively limited natural hazard pressure compared to most of the country. Todd County's 29th percentile ranking is favorable, though every county carries at least one natural hazard worth knowing — reviewing the specific risks listed above helps households focus their preparedness where it matters most.
Hazard Breakdown
Earthquake risk is Todd County's dominant natural hazard, ranked at the 77th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 55th percentile nationally. Additional tracked hazards include hurricane (30th percentile), flood (29th percentile), wildfire (3th percentile).
Preparedness Context
Todd County ranks at the 77th percentile nationally for earthquake risk. Unlike most natural hazards, earthquakes provide no advance warning; preparedness here means structural adjustments and a practiced response, not alert monitoring. Alongside earthquake exposure, Todd County's tornado risk at the 55th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. For earthquake preparedness, Todd County's county emergency management office often maintains a list of community water supply points, Red Cross shelter locations, and post-quake assistance programs — useful resources to identify before an event occurs.
Regional Context
A composite score 15.6 points below the Kentucky state average puts Todd County in a better-than-typical position relative to neighboring counties.
Is your household prepared for Todd County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Todd County, KY?
What types of natural hazards affect Todd County?
How does Todd County risk compare to the Kentucky average?
Is Todd County at risk for earthquake?
How is natural disaster risk measured?
Is Todd County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.