riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Woodford County Disaster Risk

Woodford County, Kentucky

FEMA Risk Rating

Very Low

National Percentile

40th

of 3,144 counties

State Rank

#59

of 120 (1 = highest risk)

Flood Risk

48th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 48% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 8% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 73% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 58% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 34% of US counties

Risk Overview

About Natural Disaster Risk in Woodford County, Kentucky

Woodford County's risk is below national average

Woodford County's composite risk score of 40.01 earns a Very Low rating and sits below the national average for natural disasters. Notably low wildfire exposure and minimal earthquake risk provide residents with relative safety.

Safer than most Kentucky counties

Woodford County's score of 40.01 falls below Kentucky's average of 44.21, placing it among the state's lower-risk areas. This modest safety margin positions the county ahead of many peers in overall disaster resilience.

Safest in its central Kentucky region

Woodford County's score of 40.01 makes it notably safer than higher-risk Warren County (88.49) to the west. It ranks similarly to Union County (42.78) and provides residents with above-average protection for the Bluegrass region.

Tornadoes represent Woodford's primary threat

Tornado risk of 73.19 is Woodford County's highest hazard, reflecting typical spring severe weather for central Kentucky. Flood risk of 47.96 and earthquake risk of 57.95 remain moderate, while wildfire exposure is minimal at 7.70.

Tornado readiness is priority for Woodford

Identify a safe room in your home—preferably a basement or interior room on the lowest floor—for severe spring storms. Maintain standard homeowners insurance and consider a weather radio to catch tornado watches and warnings early.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Woodford County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    73th percentile
  2. #2
    EarthquakePrepare
    58th percentile
  3. #3
    FloodPrepare
    48th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Woodford County

Risk Verdict

Woodford County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 40th percentile nationally. Woodford County's 40th percentile ranking is favorable, though every county carries at least one natural hazard worth knowing — reviewing the specific risks listed above helps households focus their preparedness where it matters most.

Hazard Breakdown

Tornado risk is Woodford County's dominant natural hazard, ranked at the 73th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 58th percentile nationally. Additional tracked hazards include flood (48th percentile), hurricane (34th percentile), wildfire (8th percentile).

Preparedness Context

At the 73th percentile nationally for tornado risk, Woodford County households benefit most from a reliable alert system — a NOAA weather radio that activates during overnight hours when residents may not be checking smartphone alerts. Earthquake is the second hazard driver for Woodford County at the 58th percentile nationally, meaning households should maintain awareness of both severe-weather and earthquake-specific warning systems. For Woodford County households, a pre-decided family shelter plan — who goes where, how children are retrieved from school during a warning, and a neighborhood meet-up point if phones fail — provides real protection that no supply kit alone can replicate.

Regional Context

Woodford County tracks the Kentucky county average closely, sitting 4.2 composite points below the state mean — neither a standout high-risk nor low-risk county within Kentucky.

Is your household prepared for Woodford County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Woodford County, KY?
Woodford County has a FEMA National Risk Index rating of Very Low, placing it in the 40th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Woodford County?
Woodford County is evaluated for five major natural hazard types: tornado (73th percentile), earthquake (58th percentile), flooding (48th percentile), hurricane (34th percentile), wildfire (8th percentile). The highest-risk hazard is tornado at the 73th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Woodford County risk compare to the Kentucky average?
Woodford County's composite risk percentile is 40th, compared to the Kentucky state average of 44th percentile. The state's overall risk rating is Relatively Low. This means Woodford County faces lower natural disaster risk than the typical county in Kentucky.
Is Woodford County at risk for tornado?
Yes, Woodford County's tornado risk is at the 73th percentile nationally. This is above the national median. For flooding specifically, Woodford County is at the 48th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Woodford County a safe place to live?
Woodford County's composite risk score of 40th percentile is below the Kentucky state average of 44th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 73th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.