Lincoln County Disaster Risk
Lincoln County, Maine
FEMA Risk Rating
Very Low
National Percentile
32th
of 3,144 counties
State Rank
#14
of 16 (1 = highest risk)
Flood Risk
70th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 70% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 19% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 15% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 47% of US counties
Hurricane
Tropical cyclone and hurricane risk
Moderate
Higher than 83% of US counties
Risk Overview
About Natural Disaster Risk in Lincoln County, Maine
Lincoln ranks among America's safest
Lincoln County's composite risk score of 31.81 places it in the very low risk category nationally, among the safest counties in America. The county's minimal earthquake (47.07), tornado (14.89), and wildfire (18.70) exposure create exceptional baseline protection.
Maine's safest county
At 31.81, Lincoln ranks as Maine's lowest-risk county, 44% below the state average of 56.75. This exceptional safety profile extends across nearly every hazard type measured.
Standout safe zone on Maine coast
Lincoln's 31.81 score is dramatically safer than nearby coastal counties like Hancock (55.03) and Cumberland (77.00), and approaches inland Franklin (43.64). The county's low-density geography and favorable terrain create unusual protection for a coastal location.
Hurricane is your sole major threat
Hurricane risk (83.44) is Lincoln's only significant hazard, while flood (69.80), earthquake (47.07), tornado (14.89), and wildfire (18.70) all score well below averages. This makes Lincoln's risk profile exceptionally focused and manageable.
Hurricane coverage solves 90% of risk
Prioritize windstorm and hurricane coverage given the 83.44 score—this single policy rider addresses your county's primary vulnerability. Standard homeowners coverage likely covers your other hazards adequately, making Lincoln one of Maine's lowest-cost counties for comprehensive protection.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Lincoln County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Lincoln County
Risk Verdict
Natural disaster exposure in Lincoln County is lower than roughly three-quarters of U.S. counties, with a composite score at the 32th percentile. A preparedness foundation — alert registration, household communication plan, and a basic supply review — costs little and remains valuable even at Lincoln County's favorable 32th percentile ranking.
Hazard Breakdown
Hurricane risk is Lincoln County's dominant natural hazard, ranked at the 83th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 70th percentile nationally. Additional tracked hazards include earthquake (47th percentile), wildfire (19th percentile), tornado (15th percentile).
Preparedness Context
At the 83th percentile nationally for hurricane risk, Lincoln County is in a zone where flood insurance matters beyond the primary wind risk: NFIP flood insurance requires a 30-day waiting period before taking effect, making off-season enrollment the correct timing. Flood at the 70th percentile nationally is Lincoln County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. For Lincoln County households, the hurricane preparedness calendar matters: flood insurance has a 30-day waiting period, wind-hardening retrofits take weeks to schedule, and evacuation route scouting is best done before a storm watch is issued.
Regional Context
Lincoln County is 24.9 composite risk points below the Maine state mean, meaning most other Maine counties face higher natural hazard exposure.
Is your household prepared for Lincoln County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Lincoln County, ME?
What types of natural hazards affect Lincoln County?
How does Lincoln County risk compare to the Maine average?
Is Lincoln County at risk for hurricane?
How is natural disaster risk measured?
Is Lincoln County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.