riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Washington County Disaster Risk

Washington County, Maine

FEMA Risk Rating

Relatively Low

National Percentile

48th

of 3,144 counties

State Rank

#11

of 16 (1 = highest risk)

Flood Risk

75th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 75% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 22% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 11% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 47% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 86% of US counties

Risk Overview

About Natural Disaster Risk in Washington County, Maine

Washington County is relatively low risk

Washington County's composite risk score of 47.55 places it in the relatively low category and just below Maine's state average of 56.75. The easternmost Maine county experiences modest exposure to hurricanes (85.94) and floods (74.60) that are common to Atlantic-facing regions. Geographic isolation and lower population density help keep overall vulnerability manageable despite coastal hazard exposure.

Below-average risk for Maine

Washington County's 47.55 composite score ranks it mid-range among Maine's 16 counties, placing it in the lower-risk half of the state despite its coastal location. The county sits 9 points below Maine's state average, reflecting resilience comparable to Piscataquis County (52.35) despite different geographic characteristics. This favorable profile distinguishes Washington from higher-risk southern and central Maine counties.

Lower risk than all major neighbors

Washington County's 47.55 score ranks it lower than neighboring Penobscot County (78.02) to the west and Piscataquis County (52.35) inland. Among coastal Maine counties, only Waldo (40.62) and Sagadahoc (23.35) present lower risk profiles. Washington's easternmost location and sparse development patterns create a naturally resilient environment compared to more densely populated regions.

Floods and hurricanes dominate risk profile

Flood risk at 74.60 is Washington County's most significant natural hazard concern, affecting river valleys and coastal low-lying areas where precipitation and storm surge accumulate. Hurricane risk at 85.94 creates secondary flood and wind damage threats from Atlantic tropical storms. Earthquake (46.72), tornado (11.04), and wildfire (21.76) risks all remain minimal, making water and wind the primary hazard types to address.

Flood insurance is important coverage

Standalone flood insurance should be a priority for Washington County residents given the 74.60 flood risk, particularly those in mapped floodplains or near waterways. Wind and hail coverage complements this protection against the 85.94 hurricane risk, ensuring comprehensive storm damage coverage. Earthquake insurance is not economically justified by the 46.72 score, allowing residents to concentrate resources on water and wind preparedness.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Washington County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    86th percentile
  2. #2
    FloodPrepare
    75th percentile
  3. #3
    EarthquakePrepare
    47th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Washington County

Risk Verdict

Washington County sits below the national average for natural disaster exposure, ranking at the 48th percentile across all U.S. counties. At the 48th percentile nationally, Washington County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.

Hazard Breakdown

Hurricane risk is Washington County's dominant natural hazard, ranked at the 86th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 75th percentile nationally. Additional tracked hazards include earthquake (47th percentile), wildfire (22th percentile), tornado (11th percentile).

Preparedness Context

At the 86th percentile nationally for hurricane risk, Washington County is in a zone where flood insurance matters beyond the primary wind risk: NFIP flood insurance requires a 30-day waiting period before taking effect, making off-season enrollment the correct timing. Washington County's flood exposure at the 75th percentile nationally adds a hazard layer that can persist or intensify after hurricane-force winds have passed, particularly in low-lying inland areas. For Washington County households, the hurricane preparedness calendar matters: flood insurance has a 30-day waiting period, wind-hardening retrofits take weeks to schedule, and evacuation route scouting is best done before a storm watch is issued.

Regional Context

Washington County is 9.2 composite risk points below the Maine state mean, meaning most other Maine counties face higher natural hazard exposure.

Is your household prepared for Washington County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Washington County, ME?
Washington County has a FEMA National Risk Index rating of Relatively Low, placing it in the 48th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Washington County?
Washington County is evaluated for five major natural hazard types: hurricane (86th percentile), flooding (75th percentile), earthquake (47th percentile), wildfire (22th percentile), tornado (11th percentile). The highest-risk hazard is hurricane at the 86th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Washington County risk compare to the Maine average?
Washington County's composite risk percentile is 48th, compared to the Maine state average of 57th percentile. The state's overall risk rating is Relatively Low. This means Washington County faces lower natural disaster risk than the typical county in Maine.
Is Washington County at risk for hurricane?
Yes, Washington County's hurricane risk is at the 86th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Washington County is at the 75th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Washington County a safe place to live?
Washington County's composite risk score of 48th percentile is below the Maine state average of 57th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 86th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.