riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Covington County Disaster Risk

Covington County, Mississippi

FEMA Risk Rating

Relatively Low

National Percentile

51th

of 3,144 counties

State Rank

#42

of 82 (1 = highest risk)

Flood Risk

42th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 42% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 56% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 63% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 45% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 88% of US counties

Risk Overview

About Natural Disaster Risk in Covington County, Mississippi

Covington County Near National Average

Covington County scores 50.83 on the composite risk scale, earning a Relatively Low rating and sitting virtually at the national average. This south-central Mississippi county faces natural disaster exposure typical of American communities.

Right at Mississippi State Average

Covington County's composite score of 50.83 sits nearly identical to Mississippi's state average of 50.94, placing it squarely in the middle of the 82-county distribution. The county represents a typical risk profile for the state.

Riskier Than Inland Neighbors

Covington County's 50.83 score exceeds inland counties like Claiborne (24.75) and Clarke (36.04) but trails Copiah County (61.29) to the north. The county's elevated risk stems from exceptional hurricane exposure (87.78), the highest in its region.

Hurricanes, Tornadoes, and Wildfires Lead

Covington residents face exceptional hurricane risk at 87.78—among Mississippi's highest—elevated tornado risk at 62.53, and notable wildfire exposure at 55.57. Flood risk at 42.24 adds to a diverse hazard profile reflecting coastal-influenced storms.

Hurricane and Wildfire Protection Essential

Homeowners should prioritize comprehensive hurricane coverage and consider wildfire insurance given Covington's elevated exposure to both hazards. Storm reinforcement—including roof straps and impact-resistant windows—provides critical protection against the county's dominant hurricane and tornado threats.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Covington County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    88th percentile
  2. #2
    TornadoPrepare
    63th percentile
  3. #3
    WildfirePrepare
    56th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Covington County

Risk Verdict

Natural hazard pressure in Covington County is below the national midpoint, with a composite score at the 51th percentile. Proactive emergency planning and awareness of the specific hazards driving Covington County's score can meaningfully reduce household risk.

Hazard Breakdown

Hurricane risk is Covington County's dominant natural hazard, ranked at the 88th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 63th percentile nationally. Additional tracked hazards include wildfire (56th percentile), earthquake (45th percentile), flood (42th percentile).

Preparedness Context

Hurricane exposure at the 88th percentile nationally makes Covington County a county where pre-season preparedness — not storm-day preparation — determines outcomes. Covington County evacuation decisions under a watch or warning benefit from prior planning, not routes improvised under time pressure. Tornado at the 63th percentile nationally is Covington County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. Covington County residents benefit from registering with the county's special-needs evacuation registry if household members have mobility limitations, require electricity-dependent medical equipment, or cannot self-evacuate — registration in advance of storm season is required.

Regional Context

Covington County's risk score is broadly comparable to the Mississippi county average, with a 0.1-point gap that places the county near the center of the state's hazard distribution.

Is your household prepared for Covington County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Covington County, MS?
Covington County has a FEMA National Risk Index rating of Relatively Low, placing it in the 51th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Covington County?
Covington County is evaluated for five major natural hazard types: hurricane (88th percentile), tornado (63th percentile), wildfire (56th percentile), earthquake (45th percentile), flooding (42th percentile). The highest-risk hazard is hurricane at the 88th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Covington County risk compare to the Mississippi average?
Covington County's composite risk percentile is 51th, compared to the Mississippi state average of 51th percentile. The state's overall risk rating is Relatively Low. This means Covington County faces higher natural disaster risk than the typical county in Mississippi.
Is Covington County at risk for hurricane?
Yes, Covington County's hurricane risk is at the 88th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Covington County is at the 42th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Covington County higher risk than average?
Covington County's composite risk score of 51th percentile is above the Mississippi state average of 51th percentile. This elevated risk is driven by hurricane exposure (88th percentile), along with tornado and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.