Camden County Disaster Risk
Camden County, Missouri
FEMA Risk Rating
Relatively Moderate
National Percentile
88th
of 3,144 counties
State Rank
#8
of 115 (1 = highest risk)
Flood Risk
93th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Moderate
Higher than 93% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Moderate
Higher than 82% of US counties
Tornado
Tornado and severe thunderstorm risk
Moderate
Higher than 84% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 79% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 41% of US counties
Risk Overview
About Natural Disaster Risk in Camden County, Missouri
Camden ranks among highest-risk counties
Camden County's composite risk score of 88.39 substantially exceeds the national average and carries a Relatively Moderate rating. The county confronts above-average natural disaster exposure across nearly every hazard type.
Among Missouri's highest-risk counties
Camden's score of 88.39 ranks it among the most at-risk counties in Missouri, well above the state average of 50.56. This elevated profile places Camden in the top tier of disaster-prone areas statewide.
Highest risk in its immediate area
Camden's score of 88.39 significantly exceeds Callaway County (63.93) to the north and Cape Girardeau County (85.69) to the south. It stands as the riskiest county in its region.
Floods top a risky mix of hazards
Camden residents face an exceptionally high flood risk of 93.26, the county's dominant threat, paired with wildfire risk of 81.84. Earthquakes (79.23) and tornadoes (83.94) round out a formidable quartet of major hazards.
Comprehensive insurance is essential
With flood risk at 93.26, a standalone flood policy is non-negotiable for Camden homeowners, whether in or out of mapped flood zones. Add earthquake coverage given the 79.23 score, and review all policies annually given the county's multiple serious threats.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Camden County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Camden County
Risk Verdict
Camden County faces a moderate natural disaster risk profile, ranking at the 88th percentile nationally under FEMA's composite risk model. This risk level calls for more than general awareness: insurance coverage review, a family communication plan, and a prepared go-bag are practical priorities.
Hazard Breakdown
Flood risk is Camden County's dominant natural hazard, ranked at the 93th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 84th percentile nationally. Additional tracked hazards include wildfire (82th percentile), earthquake (79th percentile), hurricane (41th percentile).
Preparedness Context
Camden County's top natural hazard is flood risk, ranked at the 93th percentile nationally. Homeowners here should confirm whether they are in a FEMA-designated flood zone and check if standard homeowners insurance covers flood damage — it typically does not. The county's second-ranked hazard, tornado at the 84th percentile nationally, means Camden County residents face compounding risks from multiple natural hazard types during peak seasons. For most Camden County households, the highest-return preparedness step is storing critical documents in digital cloud backup combined with a pre-designated family meeting point if communication is disrupted.
Regional Context
Camden County's composite risk score sits 37.8 points above the Missouri county average, placing it among the more hazard-exposed counties in the state.
Is your household prepared for Camden County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Camden County, MO?
What types of natural hazards affect Camden County?
How does Camden County risk compare to the Missouri average?
Is Camden County at risk for flooding?
How is natural disaster risk measured?
Why is Camden County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.