riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Lawrence County Disaster Risk

Lawrence County, Missouri

FEMA Risk Rating

Relatively Low

National Percentile

66th

of 3,144 counties

State Rank

#36

of 115 (1 = highest risk)

Flood Risk

67th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 67% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 53% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 84% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 71% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 40% of US counties

Risk Overview

About Natural Disaster Risk in Lawrence County, Missouri

Lawrence faces above-average U.S. risk

Lawrence County's composite risk score of 66.22 exceeds the national average, earning a Relatively Low rating. Residents experience greater-than-typical natural disaster exposure compared to most American counties.

Above Missouri's average risk level

Lawrence's 66.22 score exceeds Missouri's state average of 50.56, placing it in the middle-risk tier statewide. The county faces more concentrated hazard exposure than the typical Missouri community.

Similar risk to neighboring Laclede

Lawrence County (66.22) faces nearly identical risk to neighbor Laclede County (66.03) and sits riskier than Jasper County (85.59) in the region. Both counties experience mid-range natural disaster exposure in the Ozark area.

Tornadoes, floods, and earthquakes

Lawrence County experiences tornado risk of 84.13, flood risk of 67.21, and earthquake risk of 71.18—all notably elevated. These three hazards constitute the county's primary natural disaster threats.

Secure comprehensive multi-hazard coverage

Lawrence homeowners must prioritize flood and tornado insurance given the county's elevated exposure to both, and should explore earthquake coverage options. Contact your agent to layer protections across all three major hazard types.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Lawrence County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    84th percentile
  2. #2
    EarthquakePrepare
    71th percentile
  3. #3
    FloodPrepare
    67th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Lawrence County

Risk Verdict

Natural hazard pressure in Lawrence County is below the national midpoint, with a composite score at the 66th percentile. Proactive emergency planning and awareness of the specific hazards driving Lawrence County's score can meaningfully reduce household risk.

Hazard Breakdown

Tornado risk is Lawrence County's dominant natural hazard, ranked at the 84th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 71th percentile nationally. Additional tracked hazards include flood (67th percentile), wildfire (53th percentile), hurricane (40th percentile).

Preparedness Context

With tornado ranked at the 84th percentile nationally, Lawrence County sits in a high-exposure zone where the difference between outcomes often comes down to proximity to a reinforced interior shelter and seconds of warning time. The secondary earthquake hazard at the 71th percentile nationally adds seasonal complexity to Lawrence County's preparedness calendar, since earthquake and tornado risk often peak at different points in the year. For Lawrence County households, safe rooms certified to FEMA 320/361 standards offer the highest protection during a direct tornado hit; households without a safe room should locate the innermost lowest-floor room in their building and practice the route to it before storm season.

Regional Context

Lawrence County is 15.7 composite risk points above the Missouri average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Lawrence County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Lawrence County, MO?
Lawrence County has a FEMA National Risk Index rating of Relatively Low, placing it in the 66th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lawrence County?
Lawrence County is evaluated for five major natural hazard types: tornado (84th percentile), earthquake (71th percentile), flooding (67th percentile), wildfire (53th percentile), hurricane (40th percentile). The highest-risk hazard is tornado at the 84th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lawrence County risk compare to the Missouri average?
Lawrence County's composite risk percentile is 66th, compared to the Missouri state average of 51th percentile. The state's overall risk rating is Relatively Low. This means Lawrence County faces higher natural disaster risk than the typical county in Missouri.
Is Lawrence County at risk for tornado?
Yes, Lawrence County's tornado risk is at the 84th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Lawrence County is at the 67th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Lawrence County higher risk than average?
Lawrence County's composite risk score of 66th percentile is above the Missouri state average of 51th percentile. This elevated risk is driven by tornado exposure (84th percentile), along with earthquake and flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.