riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Ozark County Disaster Risk

Ozark County, Missouri

FEMA Risk Rating

Very Low

National Percentile

36th

of 3,144 counties

State Rank

#76

of 115 (1 = highest risk)

Flood Risk

42th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 42% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 61% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 52% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 65% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 27% of US counties

Risk Overview

About Natural Disaster Risk in Ozark County, Missouri

Ozark County ranks very low for risk

Ozark County's composite risk score of 35.72 rates as very low and sits substantially below Missouri's state average of 50.56. This favorable standing reflects relatively modest hazard exposure across most natural disaster types, making Ozark a lower-risk location overall.

Ozark sits well below state average

Ozark County's composite risk score of 35.72 places it well below Missouri's state average of 50.56, ranking it among the state's safer counties. The county avoids extreme exposure in any single hazard category, creating a balanced and generally favorable risk profile.

Ozark safer than many surrounding areas

Ozark County's composite risk score of 35.72 compares favorably to neighboring Douglas and Taney counties, reflecting a more protected risk environment. The county's moderate earthquake risk of 64.66 and wildfire risk of 60.75 remain below state averages despite the Ozark region's natural hazard exposure.

Wildfire and earthquake moderate concerns

Ozark County's highest risks are wildfire at 60.75 and earthquake at 64.66, both moderate and below state averages, reflecting the county's Ozark region location. Tornado risk at 51.84 rounds out the hazard profile, creating a diversified but manageable overall exposure.

Balance coverage across multiple hazards

Ozark County homeowners should ensure standard coverage for tornado and earthquake damage while maintaining wildfire protection for properties near forested areas. The county's favorable overall risk profile doesn't eliminate the need for basic preparedness and appropriate insurance endorsements.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Ozark County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    65th percentile
  2. #2
    WildfirePrepare
    61th percentile
  3. #3
    TornadoPrepare
    52th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Ozark County

Risk Verdict

Ozark County carries a low natural disaster risk burden, scoring at the 36th percentile under the FEMA National Risk Index. Even at the 36th percentile, Ozark County's composite score reflects real hazard exposure categories — knowing which ones apply locally enables targeted, efficient household preparedness.

Hazard Breakdown

Earthquake risk is Ozark County's dominant natural hazard, ranked at the 65th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 61th percentile nationally. Additional tracked hazards include tornado (52th percentile), flood (42th percentile), hurricane (27th percentile).

Preparedness Context

Ozark County's primary hazard, earthquake, ranks at the 65th percentile nationally. Unreinforced masonry structures carry the highest injury risk during seismic events; residents in older buildings should check with their municipality about available seismic retrofit programs. Wildfire at the 61th percentile nationally is a separate hazard dimension for Ozark County that requires different protective strategies from earthquake preparedness. After a major earthquake, Ozark County residents should expect water service disruption for 24 to 72 or more hours. Storing a minimum of one gallon per person per day for three days — before any event — is the most direct preparedness action households can take.

Regional Context

Compared to the Missouri county average, Ozark County's composite score runs 14.8 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.

Is your household prepared for Ozark County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Ozark County, MO?
Ozark County has a FEMA National Risk Index rating of Very Low, placing it in the 36th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Ozark County?
Ozark County is evaluated for five major natural hazard types: earthquake (65th percentile), wildfire (61th percentile), tornado (52th percentile), flooding (42th percentile), hurricane (27th percentile). The highest-risk hazard is earthquake at the 65th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Ozark County risk compare to the Missouri average?
Ozark County's composite risk percentile is 36th, compared to the Missouri state average of 51th percentile. The state's overall risk rating is Relatively Low. This means Ozark County faces lower natural disaster risk than the typical county in Missouri.
Is Ozark County at risk for earthquake?
Yes, Ozark County's earthquake risk is at the 65th percentile nationally. This is above the national median. For flooding specifically, Ozark County is at the 42th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Ozark County a safe place to live?
Ozark County's composite risk score of 36th percentile is below the Missouri state average of 51th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 65th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.