riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Phelps County Disaster Risk

Phelps County, Missouri

FEMA Risk Rating

Relatively Low

National Percentile

54th

of 3,144 counties

State Rank

#56

of 115 (1 = highest risk)

Flood Risk

52th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 52% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 58% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 38% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 79% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 26% of US counties

Risk Overview

About Natural Disaster Risk in Phelps County, Missouri

Phelps County's moderate risk profile

Phelps County scores 53.72 on the national composite risk scale, placing it slightly above the national average and marking it as relatively low risk overall. This score reflects a balanced hazard profile where earthquake risk (79.48) stands out as notably elevated compared to other threats in the county.

Above average for Missouri

With a score of 53.72, Phelps County ranks above Missouri's state average of 50.56, positioning it in the middle tier of the state's 114 counties. The county's composite risk is driven primarily by earthquake exposure rather than the flooding and tornado risks that dominate other parts of Missouri.

Compared to surrounding counties

Phelps County's risk profile (53.72) sits between nearby Pike County (40.30, very low) and Pulaski County (60.53, relatively low). While Phelps faces higher earthquake risk than Pike, it experiences lower overall composite risk than Pulaski, which sits directly to the south.

Earthquakes and wildfires pose concern

Phelps County's earthquake risk of 79.48 is its most significant hazard, substantially higher than the state average. Wildfire risk (57.86) and flood risk (52.35) round out the top three threats, though tornado risk (38.45) remains relatively modest compared to other Missouri counties.

Secure your home against multiple threats

Residents should prioritize comprehensive homeowners insurance that covers earthquake damage, a rare but critical need in Phelps County. Adding flood insurance and ensuring adequate coverage for wildfire-related losses will provide protection against the county's full range of natural hazards.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Phelps County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    79th percentile
  2. #2
    WildfirePrepare
    58th percentile
  3. #3
    FloodPrepare
    52th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Phelps County

Risk Verdict

Phelps County sits below the national average for natural disaster exposure, ranking at the 54th percentile across all U.S. counties. Understanding the specific hazards behind Phelps County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Earthquake risk is Phelps County's dominant natural hazard, ranked at the 79th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 58th percentile nationally. Additional tracked hazards include flood (52th percentile), tornado (38th percentile), hurricane (26th percentile).

Preparedness Context

At the 79th percentile nationally for earthquake risk, Phelps County is in a zone where a post-earthquake communications plan matters almost as much as pre-earthquake structural preparation — phone networks are typically congested for hours after a significant event. The county's wildfire risk at the 58th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. For Phelps County households, the three highest-impact earthquake preparedness actions are: (1) anchor heavy furniture and water heaters, (2) store three days of water at one gallon per person per day, and (3) identify a family reunification plan for the post-quake communication blackout period.

Regional Context

Phelps County's composite risk score is within 3.2 points of the Missouri county average — a close alignment that reflects a broadly representative hazard environment for this part of the state.

Is your household prepared for Phelps County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Phelps County, MO?
Phelps County has a FEMA National Risk Index rating of Relatively Low, placing it in the 54th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Phelps County?
Phelps County is evaluated for five major natural hazard types: earthquake (79th percentile), wildfire (58th percentile), flooding (52th percentile), tornado (38th percentile), hurricane (26th percentile). The highest-risk hazard is earthquake at the 79th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Phelps County risk compare to the Missouri average?
Phelps County's composite risk percentile is 54th, compared to the Missouri state average of 51th percentile. The state's overall risk rating is Relatively Low. This means Phelps County faces higher natural disaster risk than the typical county in Missouri.
Is Phelps County at risk for earthquake?
Yes, Phelps County's earthquake risk is at the 79th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Phelps County is at the 52th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Phelps County higher risk than average?
Phelps County's composite risk score of 54th percentile is above the Missouri state average of 51th percentile. This elevated risk is driven by earthquake exposure (79th percentile), along with wildfire and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.