Stone County Disaster Risk
Stone County, Missouri
FEMA Risk Rating
Relatively Low
National Percentile
77th
of 3,144 counties
State Rank
#21
of 115 (1 = highest risk)
Flood Risk
75th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 75% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 64% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 69% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 66% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 39% of US counties
Risk Overview
About Natural Disaster Risk in Stone County, Missouri
Stone County's disaster risk profile
Stone County scores 76.75 on composite risk, earning a Relatively Low rating—a meaningful finding since the national average sits around 50. This puts Stone County above the typical U.S. county in overall exposure to natural hazards, though many counties nationwide face higher cumulative risk.
Where Stone ranks in Missouri
Stone County's 76.75 composite score significantly exceeds Missouri's state average of 50.56, placing it among the higher-risk counties in the state. This above-average exposure reflects the county's geography and exposure to multiple hazard types across the Ozark region.
Stone vs. nearby Taney and Barry
Stone County's 76.75 risk score sits between less-exposed Sullivan County (10.11) and the more-exposed Taney County (84.03) in the immediate region. Within the Ozark cluster, Stone faces notably higher flood and wildfire threats than western Missouri counties but lower overall risk than its southeastern neighbors.
Floods and wildfires top the list
Flood risk dominates Stone County at 74.65, reflecting the area's stream systems and Ozark terrain, while wildfire risk reaches 64.09—both well above state norms. Tornado exposure (69.15) rounds out the county's top three hazards, making spring storm preparedness essential for residents.
Secure coverage for water and wind
Standard homeowners insurance typically excludes flood damage, making a separate NFIP or private flood policy critical for Stone County residents. Review your wind and hail coverage as well, since tornadoes and severe convection pose annual threats across the Ozarks.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Stone County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Stone County
Risk Verdict
At the 77th percentile nationally, Stone County experiences a manageable level of natural hazard risk that falls below the U.S. median. High composite risk signals that multiple hazard types are elevated simultaneously; planning for more than one scenario is important in Stone County.
Hazard Breakdown
Flood risk is Stone County's dominant natural hazard, ranked at the 75th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 69th percentile nationally. Additional tracked hazards include earthquake (66th percentile), wildfire (64th percentile), hurricane (39th percentile).
Preparedness Context
Stone County's dominant hazard is flooding, ranked at the 75th percentile nationally. In addition to flood insurance, residents should identify their nearest evacuation shelter and store key documents in waterproof containers. The county's second-ranked hazard, tornado at the 69th percentile nationally, means Stone County residents face compounding risks from multiple natural hazard types during peak seasons. Stone County's county emergency management office publishes hazard-specific guidance tailored to local conditions; bookmarking that resource and the county's alert system is a practical first step for any household.
Regional Context
Stone County falls 26.2 points above Missouri's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.
Is your household prepared for Stone County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Stone County, MO?
What types of natural hazards affect Stone County?
How does Stone County risk compare to the Missouri average?
Is Stone County at risk for flooding?
How is natural disaster risk measured?
Why is Stone County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.