riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Washington County Disaster Risk

Washington County, Missouri

FEMA Risk Rating

Relatively Low

National Percentile

68th

of 3,144 counties

State Rank

#31

of 115 (1 = highest risk)

Flood Risk

53th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 53% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 56% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 65% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 83% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 30% of US counties

Risk Overview

About Natural Disaster Risk in Washington County, Missouri

Washington County faces above-average risk

Washington County's composite risk score of 67.78 earns a Relatively Low rating but sits well above the national average, placing it in the higher tier of U.S. county exposure. This elevation reflects the county's location in the Ozark region and exposure to multiple concurrent hazards.

Elevated risk within Missouri

Washington County's 67.78 composite score significantly exceeds Missouri's state average of 50.56, ranking it in the state's higher-risk counties. This above-average exposure positions Washington residents amid the state's earthquake and tornado hotspots.

High-risk Ozark peer

Washington County (67.78) sits within the high-hazard Ozark cluster alongside Taney (84.03), Stone (76.75), and Wayne (67.02), making the region a multi-county disaster hotspot. The county faces substantially greater exposure than neighboring Crawford County to the north and east.

Earthquakes and tornadoes top list

Earthquake risk reaches 82.86—the county's leading hazard and among Missouri's highest—while tornado exposure hits 65.17, reflecting intense seismic and spring-storm activity. Flood (52.64) and wildfire (56.01) risks are moderate but still warrant attention in a multi-hazard environment.

Prioritize earthquake and wind coverage

Washington County's 82.86 earthquake score makes a separate earthquake endorsement absolutely essential, as standard policies exclude this coverage. Layer in comprehensive tornado and wind protection, and evaluate flood insurance for properties in creek valleys to create a complete risk shield.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Washington County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    83th percentile
  2. #2
    TornadoPrepare
    65th percentile
  3. #3
    WildfirePrepare
    56th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Washington County

Risk Verdict

Natural hazard pressure in Washington County is below the national midpoint, with a composite score at the 68th percentile. Proactive emergency planning and awareness of the specific hazards driving Washington County's score can meaningfully reduce household risk.

Hazard Breakdown

Earthquake risk is Washington County's dominant natural hazard, ranked at the 83th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 65th percentile nationally. Additional tracked hazards include wildfire (56th percentile), flood (53th percentile), hurricane (30th percentile).

Preparedness Context

Earthquake exposure at the 83th percentile nationally puts Washington County in a zone where utilities — gas, water, electrical — are the most common post-quake hazard. Knowing how to shut off the main gas valve is an important household skill to develop before an event occurs. The county's tornado risk at the 65th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. Washington County households benefit from keeping shoes and a flashlight near the bed — post-earthquake navigation through debris in the dark is a common cause of secondary injury. This low-cost step has outsized protective value.

Regional Context

Washington County is 17.2 composite risk points above the Missouri average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Washington County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Washington County, MO?
Washington County has a FEMA National Risk Index rating of Relatively Low, placing it in the 68th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Washington County?
Washington County is evaluated for five major natural hazard types: earthquake (83th percentile), tornado (65th percentile), wildfire (56th percentile), flooding (53th percentile), hurricane (30th percentile). The highest-risk hazard is earthquake at the 83th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Washington County risk compare to the Missouri average?
Washington County's composite risk percentile is 68th, compared to the Missouri state average of 51th percentile. The state's overall risk rating is Relatively Low. This means Washington County faces higher natural disaster risk than the typical county in Missouri.
Is Washington County at risk for earthquake?
Yes, Washington County's earthquake risk is at the 83th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Washington County is at the 53th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Washington County higher risk than average?
Washington County's composite risk score of 68th percentile is above the Missouri state average of 51th percentile. This elevated risk is driven by earthquake exposure (83th percentile), along with tornado and wildfire and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.