riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Wheatland County Disaster Risk

Wheatland County, Montana

FEMA Risk Rating

Very Low

National Percentile

3th

of 3,144 counties

State Rank

#49

of 56 (1 = highest risk)

Flood Risk

12th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 12% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 51% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 6% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 24% of US counties

Risk Overview

About Natural Disaster Risk in Wheatland County, Montana

Wheatland County has minimal national risk

Wheatland County's composite risk score of 3.50 with a Very Low rating places it among the safest counties in the entire United States. Your natural disaster exposure across all major hazard types ranks far below the national average.

Among Montana's safest counties

At 3.50, Wheatland's composite risk is nearly 10 times lower than Montana's state average of 33.31, ranking the county among the state's least-exposed regions. This exceptional safety profile reflects the county's geography and climate characteristics.

Safest in the surrounding area

Wheatland's 3.50 score is significantly lower than neighbors Toole (13.01), Valley (35.94), and Teton (19.02), making it the safest county in its region. Only Treasure County (0.51) offers lower risk exposure in central Montana.

Wildfire is sole notable hazard

Wildfire risk at 51.02 represents Wheatland's only meaningful natural disaster exposure, while flood (12.15), earthquake (24.27), and tornado (5.76) risks are minimal. Your prairie location provides protection against most major hazard types.

Focus on wildfire preparedness

Your primary insurance concern should be confirming wildfire coverage within your homeowner's policy, which covers your main exposure. Standard property coverage for other hazards is generally sufficient given Wheatland's exceptional overall safety profile.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Wheatland County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    51th percentile
  2. #2
    EarthquakePrepare
    24th percentile
  3. #3
    FloodPrepare
    12th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Wheatland County

Risk Verdict

Wheatland County's natural disaster risk is among the lowest in the country, with a composite score at the 3th percentile nationally. Being ranked at the 3th percentile nationally is an advantage for Wheatland County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.

Hazard Breakdown

Wildfire risk is Wheatland County's dominant natural hazard, ranked at the 51th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 24th percentile nationally. Additional tracked hazards include flood (12th percentile), tornado (6th percentile).

Preparedness Context

Wildfire is Wheatland County's top-ranked natural hazard at the 51th percentile nationally. Wheatland County residents should assess whether their property lies within or adjacent to a Wildland-Urban Interface (WUI) zone, where ember transport and rapid spread pose the highest risk. A secondary earthquake exposure at the 24th percentile nationally means Wheatland County residents face hazards from two distinct natural peril categories during different seasons. For Wheatland County households, a practiced evacuation plan — with a primary and backup route designated before a fire occurs — provides more protection than any structural improvement when a wildfire approaches fast-moving terrain.

Regional Context

The Montana county average exceeds Wheatland County's score by 29.8 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Wheatland County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Wheatland County, MT?
Wheatland County has a FEMA National Risk Index rating of Very Low, placing it in the 3th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Wheatland County?
Wheatland County is evaluated for five major natural hazard types: wildfire (51th percentile), earthquake (24th percentile), flooding (12th percentile), tornado (6th percentile). The highest-risk hazard is wildfire at the 51th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Wheatland County risk compare to the Montana average?
Wheatland County's composite risk percentile is 3th, compared to the Montana state average of 33th percentile. The state's overall risk rating is Very Low. This means Wheatland County faces lower natural disaster risk than the typical county in Montana.
Is Wheatland County at risk for wildfire?
Yes, Wheatland County's wildfire risk is at the 51th percentile nationally. This is above the national median. For flooding specifically, Wheatland County is at the 12th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Wheatland County a safe place to live?
Wheatland County's composite risk score of 3th percentile is below the Montana state average of 33th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 51th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.