riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Fillmore County Disaster Risk

Fillmore County, Nebraska

FEMA Risk Rating

Very Low

National Percentile

20th

of 3,144 counties

State Rank

#51

of 93 (1 = highest risk)

Flood Risk

8th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 8% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 30% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 42% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 10% of US counties

Risk Overview

About Natural Disaster Risk in Fillmore County, Nebraska

Fillmore maintains well below-average risk

Fillmore County's composite risk score of 20.13 falls below the national average with a Very Low rating. Residents face substantially lower natural disaster exposure than the typical American county.

Below-average risk across Nebraska

Fillmore County scores 20.13, sitting below Nebraska's state average of 25.80, placing it among the state's safer counties. This moderate protection reflects the county's central location with moderate exposure to primary hazards.

Middle-ground risk profile in south-central Nebraska

Fillmore County's score of 20.13 positions it as one of the safer counties in south-central Nebraska, slightly below several neighbors. The county benefits from a balanced geographic position that avoids extreme exposure to any single hazard type.

Tornadoes present the primary concern

Tornado risk scores 41.92 in Fillmore County, representing the most significant hazard residents face. Wildfire risk (30.25) and earthquake risk (9.73) pose secondary concerns, while flood risk (8.43) remains minimal.

Emphasize tornado preparedness and coverage

Fillmore County homeowners should prioritize tornado protection, given the county's 41.92 tornado risk score. Ensure your insurance covers wind and hail damage, identify or create a safe shelter space, and update your policy annually.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Fillmore County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    42th percentile
  2. #2
    WildfirePrepare
    30th percentile
  3. #3
    EarthquakePrepare
    10th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Fillmore County

Risk Verdict

Fillmore County's natural disaster risk is among the lowest in the country, with a composite score at the 20th percentile nationally. Fillmore County's 20th percentile ranking is favorable, though every county carries at least one natural hazard worth knowing — reviewing the specific risks listed above helps households focus their preparedness where it matters most.

Hazard Breakdown

Tornado risk is Fillmore County's dominant natural hazard, ranked at the 42th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 30th percentile nationally. Additional tracked hazards include earthquake (10th percentile), flood (8th percentile).

Preparedness Context

Tornado risk is Fillmore County's top-ranked natural hazard at the 42th percentile nationally. For Fillmore County households, the most protective action available is identifying a reinforced interior room on the lowest floor — a bathroom, closet, or central hallway away from windows. The secondary wildfire hazard at the 30th percentile nationally adds seasonal complexity to Fillmore County's preparedness calendar, since wildfire and tornado risk often peak at different points in the year. A battery-powered NOAA All Hazards weather radio with an auto-alert tone is the highest-leverage single item for tornado preparedness in Fillmore County, since it delivers warnings even when power is out and phone networks are congested.

Regional Context

The Nebraska county average exceeds Fillmore County's score by 5.7 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Fillmore County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Fillmore County, NE?
Fillmore County has a FEMA National Risk Index rating of Very Low, placing it in the 20th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Fillmore County?
Fillmore County is evaluated for five major natural hazard types: tornado (42th percentile), wildfire (30th percentile), earthquake (10th percentile), flooding (8th percentile). The highest-risk hazard is tornado at the 42th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Fillmore County risk compare to the Nebraska average?
Fillmore County's composite risk percentile is 20th, compared to the Nebraska state average of 26th percentile. The state's overall risk rating is Very Low. This means Fillmore County faces lower natural disaster risk than the typical county in Nebraska.
Is Fillmore County at risk for tornado?
Yes, Fillmore County's tornado risk is at the 42th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Fillmore County is at the 8th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Fillmore County a safe place to live?
Fillmore County's composite risk score of 20th percentile is below the Nebraska state average of 26th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 42th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.