Garden County Disaster Risk
Garden County, Nebraska
FEMA Risk Rating
Very Low
National Percentile
3th
of 3,144 counties
State Rank
#77
of 93 (1 = highest risk)
Flood Risk
3th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 3% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 62% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 14% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 9% of US counties
Risk Overview
About Natural Disaster Risk in Garden County, Nebraska
Garden County is exceptionally safe
Garden County's composite risk score of 2.83 ranks among the lowest in the nation and is just 11% of Nebraska's state average of 25.80. This northwestern county enjoys minimal exposure to major natural disasters compared to almost every U.S. county.
One of Nebraska's safest counties overall
Garden ranks among the very safest counties in Nebraska, with a score well below even the state's low-risk average. Its minimal composite risk reflects low exposure across all major hazard categories from flooding to earthquakes.
Nearly tied with Grant for lowest risk
Garden County's risk profile mirrors neighboring Grant County (0.19) to the north, both occupying the safest tier in the state. This panhandle region experiences remarkably uniform low-hazard conditions across a broad area.
Wildfire is your only notable exposure
Wildfire risk (62.44) is your sole significant hazard, though even this reflects moderate rather than high danger. All other risks—flooding, tornadoes, and earthquakes—remain near negligible levels.
Focus on wildfire preparedness
While Garden County's overall risk is very low, maintaining defensible space around your home and ensuring standard homeowner's coverage will address your primary exposure. Most residents here face minimal need for specialized flood or earthquake insurance.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Garden County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Garden County
Risk Verdict
Garden County's overall natural disaster score at the 3th percentile puts it well below the national median for hazard exposure. At the 3th percentile nationally, Garden County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.
Hazard Breakdown
Wildfire risk is Garden County's dominant natural hazard, ranked at the 62th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 14th percentile nationally. Additional tracked hazards include earthquake (9th percentile), flood (3th percentile).
Preparedness Context
With wildfire ranked at the 62th percentile nationally, Garden County is in a zone where air quality can deteriorate rapidly before structures are threatened. An N95 respirator and a HEPA air purifier are practical items for Garden County households to have on hand before fire season. The county's tornado exposure at the 14th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Defensible space, insurance review, and an evacuation plan are the three preparedness pillars for Garden County households — and the insurance review is the one most often deferred by Garden County residents and most costly to skip when a fire event actually occurs.
Regional Context
Garden County's composite risk score sits 23.0 points below the Nebraska county average, reflecting a more favorable hazard environment than the state typical.
Is your household prepared for Garden County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Garden County, NE?
What types of natural hazards affect Garden County?
How does Garden County risk compare to the Nebraska average?
Is Garden County at risk for wildfire?
How is natural disaster risk measured?
Is Garden County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.