Howard County Disaster Risk

Howard County, Nebraska

FEMA Risk Rating

Very Low

National Percentile

24th

of 3,144 counties

State Rank

#42

of 93 (1 = highest risk)

Flood Risk

15th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 15% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 53% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 36% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 8% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Howard County, NE?
Howard County has a FEMA National Risk Index rating of Very Low, placing it in the 24th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Howard County?
Howard County is evaluated for five major natural hazard types: wildfire (53th percentile), tornado (36th percentile), flooding (15th percentile), earthquake (8th percentile). The highest-risk hazard is wildfire at the 53th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Howard County risk compare to the Nebraska average?
Howard County's composite risk percentile is 24th, compared to the Nebraska state average of 26th percentile. The state's overall risk rating is Very Low. This means Howard County faces lower natural disaster risk than the typical county in Nebraska.
Is Howard County at risk for wildfire?
Yes, Howard County's wildfire risk is at the 53th percentile nationally. This is above the national median. For flooding specifically, Howard County is at the 15th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Howard County a safe place to live?
Howard County's composite risk score of 24th percentile is below the Nebraska state average of 26th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 53th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.