riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Lincoln County Disaster Risk

Lincoln County, Nebraska

FEMA Risk Rating

Relatively Low

National Percentile

49th

of 3,144 counties

State Rank

#17

of 93 (1 = highest risk)

Flood Risk

48th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 48% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 75% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 63% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 32% of US counties

Risk Overview

About Natural Disaster Risk in Lincoln County, Nebraska

Lincoln County's disaster risk

Lincoln County scores 48.57 on the national composite risk scale, earning a Relatively Low rating and sitting above the national average. This reflects moderate-to-elevated exposure to multiple hazard types, particularly tornadoes.

Higher-risk county in Nebraska

Lincoln County's composite risk of 48.57 significantly exceeds Nebraska's state average of 25.80, making it one of the more vulnerable counties in the state. Tornado and wildfire risks particularly contribute to this above-average profile.

Compared to nearby counties

Lincoln County's risk (48.57) is substantially higher than Keith County (13.77), Johnson County (4.58), and Kearney County (30.95), but notably lower than Lancaster County (90.74). It ranks second-most vulnerable among the counties in this region.

Your top natural hazards

Tornado risk is Lincoln County's most significant hazard at 62.79, followed closely by wildfire risk at 74.62. Flood risk (48.47) and earthquake risk (31.81) represent secondary concerns, creating a diverse hazard profile.

Insurance for peace of mind

Lincoln County residents should prioritize tornado and wildfire coverage, as both hazards pose notably elevated risk compared to state and national averages. Review your policy to ensure comprehensive protection; standard homeowners policies often exclude tornadoes and wildfires.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Lincoln County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    75th percentile
  2. #2
    TornadoPrepare
    63th percentile
  3. #3
    FloodPrepare
    48th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Lincoln County

Risk Verdict

Natural hazard pressure in Lincoln County is below the national midpoint, with a composite score at the 49th percentile. The 49th percentile national ranking is one lens; Lincoln County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.

Hazard Breakdown

Wildfire risk is Lincoln County's dominant natural hazard, ranked at the 75th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 63th percentile nationally. Additional tracked hazards include flood (48th percentile), earthquake (32th percentile).

Preparedness Context

With wildfire ranked at the 75th percentile nationally, Lincoln County is in a zone where air quality can deteriorate rapidly before structures are threatened. An N95 respirator and a HEPA air purifier are practical items for Lincoln County households to have on hand before fire season. The county's tornado exposure at the 63th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Defensible space, insurance review, and an evacuation plan are the three preparedness pillars for Lincoln County households — and the insurance review is the one most often deferred by Lincoln County residents and most costly to skip when a fire event actually occurs.

Regional Context

Lincoln County is 22.8 composite risk points above the Nebraska average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Lincoln County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Lincoln County, NE?
Lincoln County has a FEMA National Risk Index rating of Relatively Low, placing it in the 49th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lincoln County?
Lincoln County is evaluated for five major natural hazard types: wildfire (75th percentile), tornado (63th percentile), flooding (48th percentile), earthquake (32th percentile). The highest-risk hazard is wildfire at the 75th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lincoln County risk compare to the Nebraska average?
Lincoln County's composite risk percentile is 49th, compared to the Nebraska state average of 26th percentile. The state's overall risk rating is Very Low. This means Lincoln County faces higher natural disaster risk than the typical county in Nebraska.
Is Lincoln County at risk for wildfire?
Yes, Lincoln County's wildfire risk is at the 75th percentile nationally. This is above the national median. For flooding specifically, Lincoln County is at the 48th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Lincoln County higher risk than average?
Lincoln County's composite risk score of 49th percentile is above the Nebraska state average of 26th percentile. This elevated risk is driven by wildfire exposure (75th percentile), along with tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.