Phelps County Disaster Risk

Phelps County, Nebraska

FEMA Risk Rating

Very Low

National Percentile

39th

of 3,144 counties

State Rank

#23

of 93 (1 = highest risk)

Flood Risk

17th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 17% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 8% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 45% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 14% of US counties

Is your home insured against Phelps County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

Frequently Asked Questions

What is the natural disaster risk in Phelps County, NE?
Phelps County has a FEMA National Risk Index rating of Very Low, placing it in the 39th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Phelps County?
Phelps County is evaluated for five major natural hazard types: tornado (45th percentile), flooding (17th percentile), earthquake (14th percentile), wildfire (8th percentile). The highest-risk hazard is tornado at the 45th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Phelps County risk compare to the Nebraska average?
Phelps County's composite risk percentile is 39th, compared to the Nebraska state average of 26th percentile. The state's overall risk rating is Very Low. This means Phelps County faces higher natural disaster risk than the typical county in Nebraska.
Is Phelps County at risk for tornado?
Yes, Phelps County's tornado risk is at the 45th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Phelps County is at the 17th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Phelps County higher risk than average?
Phelps County's composite risk score of 39th percentile is above the Nebraska state average of 26th percentile. This elevated risk is driven by tornado exposure (45th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.