riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Richardson County Disaster Risk

Richardson County, Nebraska

FEMA Risk Rating

Very Low

National Percentile

14th

of 3,144 counties

State Rank

#58

of 93 (1 = highest risk)

Flood Risk

17th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 17% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 67% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 49% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 13% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 0% of US counties

Risk Overview

About Natural Disaster Risk in Richardson County, Nebraska

Richardson ranks among the nation's safest

Richardson County's composite risk score of 13.84 places it in the 'Very Low' category, significantly below the national average. This southeastern Nebraska county enjoys one of the lowest natural disaster risk profiles in the country.

Nebraska's second-lowest risk county

At 13.84, Richardson County ranks as the second-lowest risk in Nebraska, just above Rock County's 0.70 score. The county sits well below the state average of 25.80, making it one of the safest places in Nebraska.

Exceptional safety in the southeast corner

Richardson County's risk profile is substantially lower than neighboring Taylor and Nemaha counties. Its remote position in Nebraska's southeastern corner, combined with lower tornado exposure than most of the state, contributes to this favorable standing.

Tornadoes pose the primary natural threat

Tornado risk scores 48.79, representing Richardson County's most significant hazard, though still moderate by state standards. Wildfire and flood risks of 66.89 and 16.67 respectively exist but are substantially lower concerns than the tornado threat.

Prioritize tornado and storm coverage

Ensure your homeowners policy includes windstorm and hail protection for Richardson County's tornado season. Given the county's overall low risk profile, standard coverage typically suffices—but verify your policy covers severe convective storms, the area's most common hazard.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Richardson County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    67th percentile
  2. #2
    TornadoPrepare
    49th percentile
  3. #3
    FloodPrepare
    17th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Richardson County

Risk Verdict

Compared to the nation's 3,144 counties, Richardson County ranks at the 14th percentile for natural disaster risk — toward the safer end of the spectrum. Being ranked at the 14th percentile nationally is an advantage for Richardson County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.

Hazard Breakdown

Wildfire risk is Richardson County's dominant natural hazard, ranked at the 67th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 49th percentile nationally. Additional tracked hazards include flood (17th percentile), earthquake (13th percentile), hurricane (0th percentile).

Preparedness Context

Richardson County sits at the 67th percentile for wildfire exposure. Signing up for Richardson County's county emergency alert system and knowing the pre-planned evacuation route before conditions deteriorate are the two highest-value preparedness actions for residents here. The county's tornado exposure at the 49th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. In Richardson County, wildfire smoke often precedes the flame front by hours or days; households benefit from tracking EPA's AirNow.gov and having HEPA air filtration available as a first line of indoor protection when air quality alerts are issued.

Regional Context

At 12.0 points below the Nebraska state average, Richardson County is among the lower-risk counties in the state for natural disaster exposure.

Is your household prepared for Richardson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Richardson County, NE?
Richardson County has a FEMA National Risk Index rating of Very Low, placing it in the 14th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Richardson County?
Richardson County is evaluated for five major natural hazard types: wildfire (67th percentile), tornado (49th percentile), flooding (17th percentile), earthquake (13th percentile), hurricane (0th percentile). The highest-risk hazard is wildfire at the 67th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Richardson County risk compare to the Nebraska average?
Richardson County's composite risk percentile is 14th, compared to the Nebraska state average of 26th percentile. The state's overall risk rating is Very Low. This means Richardson County faces lower natural disaster risk than the typical county in Nebraska.
Is Richardson County at risk for wildfire?
Yes, Richardson County's wildfire risk is at the 67th percentile nationally. This is above the national median. For flooding specifically, Richardson County is at the 17th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Richardson County a safe place to live?
Richardson County's composite risk score of 14th percentile is below the Nebraska state average of 26th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 67th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.